What does a visit to the pediatrician usually run you before you meet your deductible? What about if you have some sort of test (like flu)?
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I think we get charged about $120 for most sick visits. Labs are extra.
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Sick visits are around $100 plus any labs. Those can be all over the map. Thankfully we haven't needed much more than a visit so far.
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about $120, and medicare (australia) pays back $80 or so.
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Ugh...our last visit was so expensive! About $400 for a breathing treatment, flu test, and sick visit. She'd had the flu shot....I wish I'd refused the test. It was $120. I had no idea it cost that much! (New insurance)
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Around $90 for us. Well visits all covered though.
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Our well visits are completely covered and for any sickness items, unless an emergency, we go to a minute clinic. Saves us a ton of $$ - only about $75 each time. Plus, it's quicker and we don't need an appointment.
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Wow! I feel lucky. Her old one was $65 for a sick visit and her new one is $75. My insurance (Aetna) has a cost estimator online so you can shop around.
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@Ms. RV: Interesting! So Aetna posts the amount that each doctor/practice bills them for particular services/procedures so insureds can see that info? I don't think I've seen that done before.
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@Ms. RV: Wow, wish we had that!
It's so frustrating not to know costs up front so you can shop around. I mean, I wouldn't go into a restaurant without knowing the price range...I have no idea if this is a standard cost--under our old insurance, we never paid anything, so I got spoiled! I guess I'll call around to some more local peds so I can get a better idea of what's reasonable.
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It costs us $60 for a sick visit, not including any labs or Rx
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$80 for a sick visit.
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$40 copay
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$150- her deducible is $1000
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$10 copay. It's not fair that it's so different! That includes everything but the meds.
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$25 copay, no deductible to meet
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Woah, I'm feeling grateful for our insurance now! We pay through the nose for it out of DH's paycheck, but pediatrician is 100% covered for well visits, sick visits, labs, vaccines, everything. We've never been billed by our ped, and no copay either.
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$25 copay
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Hmm our visits typically cost between 60-80 bucks for ped visits before the deductible (which is huge, like 4K huge, but funded fully by DHs job via a HSA)
Well and vaccine visits are covered no charge to us@babypugs: try calling! I know for smaller private practices they can typically give you an estimate because they tend to do their own billing internally. When I see docs or specialists who operate their own private practices they have a term sheet which more or less lays out what each insurance reimburses for codes. The places where I have NOT been able to get an estimate are practices that are under an umbrella of a large hospital system.
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$30 for our copay (sick visits only). Ped bills at $90/visit.
My work does pay 80% of our premiums, copays, everything but typically it is a reimbursement from the company that handles that for my employer. So when I had my C-section in November, I had to pay upfront and then got reimbursed $2,000 just in time for Christmas.
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$25 copay, no deductible. Well visits are covered.
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$20 copay for sick visits. No deductible. Well visits are covered. The company I work for has amazing health insurance - so grateful.
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Sick visits are $25 LO had a deductible but we haven't met it yet. Labs and such are extra, but shots are free.
My insurance is similar. I am happy this pregnancy will all be in one year.
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Our office visit for sick visits is a 55$ copay. We usually get another bill on top of that if they had to have something else done while there. Well checks we don't pay.
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It's crazy how these answers are all over the place! I bet we all pay similar premiums, too. I wish the cost of healthcare was more transparent (I guess that's a topic for another thread, ha!).
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Wow I feel so lucky!!
$15 copay for sick visits. No deductible. Well visits are covered.
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Our well visits and vaccines are completely covered. Sick visits we usually end up paying $85 but that is after insurance has negotiated down the price. Dr usually charges $160-$225 depending on who we've seen and weekends and then insurance doesn't pay any of it and we get billed the $85ish amount.
Eta. We are about the hit our deductible from having a baby and will have to pay a $25 copay then.
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$25 copay.
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Our last one was ~$120, but now we've hit our deductible.
All insurance plans in the US cover well visits at no cost thanks to the Affordable Care Act.
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Also lucky over here! $15 copay, no deductible and well visits are covered. We had to go to the children's hospital ER a few weeks ago and just got that bill - it was only $125 and we even stayed overnight in the ER for observation. Crazy how all over the place it can be!
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$15 copay sick.. $0 well visits
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@babypugs: I dunno I bet some are paying a lot higher premiums!! If I had a low co-pay I'm pretty sure my premiums would be worse.
We pay a lot in deductible share of cost, but insurance since having DS has ranged from (all HSA high deductible plans) 1) $0 premiums bc employer covered 2) $290/mo for DH and DS thru health market insurance, and 3) $110/mo for DH and DS at new employer (mine is separate bc employer covers my premiums)
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We just have a $30 co pay for sick visits and well visits are free.
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I learned that I have to call the peds office and get their billing code for a sick visit plus their tax ID number and then the insurance company can tell me the cost of a sick visit. I find this ridiculous because they have the information but have created unnecessary stress on people in the form of not knowing. It used to be $20 for a sick visit, well visit is covered.
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Our co pay for sick visits is $20 but we pay nothing for well baby check ups and vaccines. So far (knock on wood) we haven't had any hospital visits or anything.
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@runnerd: Yeah, I'm sure there's quite a bit of variance, but my premiums are definitely not cheap--not cheap enough to justify the appointment cost, in my opinion!
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$15 copay for sick visits. $0 for well.
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I pay $30/month in premiums, and $0 for office visits or labs.
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$30 copay for sick visits
$0 for well
$100 ER -
$0
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