Hellobee Boards

Mine was $200! Totally worth it IMO

@bees_knees: I did Panorama.

Following

I did the counsyl NIPT and was told (by the MFM) it would be $200 OOP once insurance rejected the claim, but in the end they didn't charge us anything. They billed insurance $750, insurance paid $0, then counsyl gave us an "adjustment" of -$750. I never asked for payment assistance or anything.

We also did Progeniti and I think the max out of pocket was $100 or $200. Our insurance company told me that they wouldn't cover the test but I was never billed for anything.

This is timely
I just got my eob back for the Natera nipt test. It was "covered" since I am AMA. They billed $8000, my insurance covered 92%, so I'm left with $650 and change. We have a hdhp. So I called my doc. They referred me to billing who referred me to a natera rep who called me back right away. I explained the sitch and she basically said, yep with hdhp that's how it is. "But we do offer a cash rate for people whose insurers don't cover it". But she was like well you'll surely meet your deductible with this, right?" Nope. Sure won't. So then I was like "so basically if we hadn't billed insurance at all I'd be paying $200???"

Long story short, Im going to call her when I get an actual bill from natera. It won't go towards my deductibe, i can use my HSA, and it will only be $200
So crazy

Conversely, in 2014 with my first with oxford, I wasn't AMA and paid nothing for the Harmony test.

@2littlepumpkins: total bs. I'm glad I called. No one even mentioned the cash rate. I would have opted to just pay at the get-go. I feel badly for people who aren't aware, get a bill, and just pay it thinking they have to