As the title asks.

This can be anything from a no-spend day to paying off a major debt!

Today I changed one of my credit card plans. I was paying a $45.00 annual fee for a low interest rate. However, I am very good at pay off my credit cards on time, so I never pay interest. So, I no longer pay the annual $45.00 fee AND they reimbursed me the most recent $45.00.

I also am refinancing my house with my bank rather than the bank my mortgage was set up in. This is going to save us 200/month! I am so excited about that.