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We actually just met with an older couple from out church that is walking us through the Dave Ramsey budgeting process and I am super stoked!
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Ummm... I made copies of our condo keys for our nanny and my parents so that I can go back to work at the end of my maternity leave in 1.5 weeks and start making some money again!
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Hmmm...not sure if this counts but Shoppers Drug Mart had a $20 off a $75 purchase for today only. I had to get probiotics ($37) and convinced the pharmacist to let me do a preorder of a second pack so I could get the discount. I figured we would need to buy a second pack eventually so I might as well save now!
And yesterday I appealed a $40 parking ticket. That counts, right?
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We canceled our direcTV service for good not too long ago and just watch shows through Amazon prime or Apple TV. This saves us $125 per month because we had multiple receivers and premium channels too. I really don't miss it at all.
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Hmmm I went to BabyGap today and didn't walk out with a singable thing. Does that count?
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We paid off all our cc debt with our tax refund. Not fun, but definitely made me feel better!
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Nothing
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Made dinner! I know it sounds small, but we were ordering in a lot when LO first arrived so it feels good to have cut that back to once a week.
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Did research to consider refinancing our house! DH is going to make a call tomorrow to start the process
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Nothing
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We got a quote from another company for our auto and home insurance.
and we've been making piles of things to sell on craigslist.
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I mailed in our tax assessment for the new house to make it our legal residence. Saves us lots of $$ on property taxes!
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I consolidated a couple of our credit card balances onto just one card that had a 0% interest offer. And I bit the bullet and paid off another card with some of our savings.
DH just got promoted at work to a manager and FINALLY, we can start truly budgeting. With his promotion, he's now on salary instead of commission. Yay for predictability!
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To get rid of stupid little bills we have, we've been making weekly payments instead of monthly payments. We've already paid one off, and the next will be paid off in a couple weeks. We hate having these hang over our heads even though they are interest free.
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Ugh lately nothing new! I coupon and stuff, but being pregnant makes us eat out more and buy random foods more... And we've had a coupon of big expenses, so our budgets are all wonky and I'm just kinda flying by now!
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Convinced my husband he did not need to buy the $500+ set of tools he was looking at on Craigslist.
But in all seriousness, we sold some old furniture and are using it to pay for our yard to get some TLC. I recently lost the dog among the weeds...
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@Dandelion: Homesteading our house changed my life. It lowered our monthly payment by $400.
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I got paid today. That improved my finances drastically.
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@ValentineMommy: woo! Congrats!
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Today I did some "spontaneous saving." I read on a blog something about how if you tend to be a spontaneous spender, try being a spontaneous saver instead. So occasionally when I see threads like this and start to get nervous about if I'm doing 'enough' to become financially secure, I'll sneak a little extra into our savings account.
We are almost 3/4 of the way to our savings goal for the year, and it's not even June! Granted, maternity leave might set us back a good bit, but I'm hopeful that if we are just hunkering down at home and not paying daycare we won't have to dip into savings that much.
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@californiadreams: I love the up & up diaper genie refill at target!
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