So I finally called our insurance again today since it's a new year. They changed the tune of what our plan covers and told me I'm covered 100% for an electrical pump! Spent a long time finding a DME supplier and finally found one nearby!
Now comes the slightly confusing part. They told me I would come in and BUY the pump myself, give them the insurance info and they would confirm my coverage/benefits and submit the billing claim within 48 hrs. BUT, if I get the breast pump BEFORE the baby arrives, I won't get reimbursed by the insurance until after baby is born. And she said even though everyone keeps coming in saying their insurance told them they were covered $100%, sometimes the insurance comes back and says they only cover 80%. I guess even at 80% I don't really mind, but I'm just worried about buying it, holding on to it, and not getting reimbursed anything AFTER baby comes.
Would you just wait to buy the breast pump AFTER the baby arrives so that they can issue a reimbursement right away?
Anyone have real-life experience with this yet? FWIW - I have Blue Cross Blue Shield PPO.
Thanks!