So since I just had a baby last year, I used ALL 40 days I had saved up of PTO for my maternity leave. Now that I'm pregnant again, I get my two weeks of PTO annually, but I will get docked pay the other 4 weeks of my maternity leave. I'm assuming I can't take a disability policy out now that I'm pregnant again, but I was doing a little googling on it today and maybe I can? Anyone have any suggestions or experience with this?