Hellobee Boards

@Mrs. Blue: thes studies referenced in these articles were my reference point:

http://www.cnn.com/2009/HEALTH/06/05/bankruptcy.medical.bills/

http://www.cnbc.com/id/100840148#.

These are a few years out of date though, so maybe they are not the most accurate anymore, or might depend on your client base too.

@yoursilverlining: Interesting. I work for a judge, so we see everything, but I don't have to do as much with chapter 7s, which maybe explains your perspective v. mine. Although, I'm not sure that saying that 62% had "medically related" bankruptcies actually equals that being the cause of filing for the majority of cases. For example, they considered any case that had over 5K in medical bills "medically related," which for some people would certainly be the driving force in them getting behind, but for others that wouldn't be the primary reason; instead it might be their 200K of student loans, their 80K in credit card debt, etc. I'd have to read more about those studies. It's a minor point to this thread anyway. I think we both agree that medical expenses certainly can be a major factor for many people.