I’m feeling stupid because I see this question all the time but I don’t know if I’m answering it correctly. If you see a doctor for regular physicals and minor one-visit issues are you under a physican’s care? Or does 'under a physician's care' mean you have a doctor managing a specific ongoing issue?
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I would say that you are not under a doctor’s care. I assume that question is asking if you have an ongoing issue that requires an MD’s oversight.
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@Truth Bombs: same.
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Maybe I’ve been answering it wrong. I’ve just been saying yes because we have a regular doctor who we can call if something comes up.
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I would think you are NOT under a physicians care. I ran into this problem with my last pregnancy. I saw an RE and then at 12 weeks, the RE was done with me. So I went to switch my medical group so that I could go to an OB I wanted. The insurance company told me I was “under a physicians care” so I couldn’t switch medical groups. I was so upset. No physician was caring for me. But because I was pregnant, I had a condition for which I was already being treated while in that insurance group. Darn. For sure when I got pregnant this second time, I took my pregnancy test at home and switched groups before any doctor saw me! Good luck with whatever you have going on.
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Thanks for the replies. I had a feeling I was doing it wrong.
@agold: Fortunately we aren't having any issues. I'm filling out LO's kindergarten registration forms and I recently came across the same question on a life insurance form.
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