So we have 2 vehicles right now, one is fully paid off (a sedan) and an SUV, that we have 3 years left on the loan. We are going to be trading in the sedan for a minivan, but I was wondering, instead of having 2 car loans.....can I refinance and just put them together??? That way we only have 1 car payment?? Is that a thing, or am I making that up?