Does anyone have experience with a Care Credit credit card?
In our case it would be for dental work.
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Yep. Our dogs ate a bag of raisins a few weeks before our wedding, resulting in a $3000 vet bill. It was no interest for 6 months (I believe) which was nice.
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@rahlyrah: oh my goodness! Glad your dog is okay, what a vet bill though!
We both need dental work and this seems to be the only option to get it done in the near future. They have 6 and 12 month options, but we would need to charge more than once, so I don't think the "no interest" would apply to anything but the first charge? Not sure if that makes sense to anyone!
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@cmomma17: I thought the no interest would apply to all charges, the 6 months would just begin at the time of each charge?
I could be wrong though!
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@rahlyrah: we are on the phone with them right now to try to find out. It was unclear from their brochure. The person on the phone is not very helpful, I don't think she understands our question
Ugh.
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I used it a few years ago for my LASIK surgery. It worked well for me. I was just out of college, so I opted for the 48 month plan which of course had some interest. It's almost all paid off now!
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@cmomma17: have you ever thought of trying a community health clinic? It can be more affordable than a private practice office especially if your income and family size would qualify for a sliding fee scale.
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@yellowbird: I doubt we would qualify, income will be too high.
Our dentist only has two options - pay up front in full, or sign up for care credit. DH and I both have work to be done that needs to be completed in/over the next few months and there's no way to come up with the cash needed in that timeframe.
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@lilteacherbee: glad it worked out for you! We might need the longer term, with interest plan as well. Just weighing my options now, I hate taking on new debt but we have to take care of our health!
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I've used it for dental work in the past. This has been a few years, but each purchase qualified as a separate "90 days with no interest" charge. So I just had to pay each off in the allotted time and I never paid any interest.
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My parents have it and use it for dental and pet stuff. They love it. They also used it for my wisdom teeth which helped spread out that payment.
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@tlcbaby: I hope that's the case!
Ugh.
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