Hellobee Boards

@Lilbear: Glad your son will be okay and that they agreed to finally pay it.

I just had a similar vent to a co-worker. It sucks to be sick or have a sick loved one to care for and battle insurance companies. I just had an appeal denied by my insurance company -- my blood transfusion was deemed not medically necessary. I hate them.

@Lilbear: Yeah, my bill is more than $10k, ugh. I am doing another appeal...but if I was still sick I wouldn't have the strength to deal with the process.

@Lilbear: I'm so sorry you're dealing with this while your son is sick. DH's employer randomly cancelled my insurance when I was 8 months pregnant. I think the insurance company worked it out with his employer but I know we didn't pay.

I don't know anything about schools but if you have a union could they help you get it sorted out?

@Lilbear: I'm so sorry you are dealing with this!

@mrsjazz: Should they have let you bleed out instead of saving your life?

Insurance is awful. Mine haven't been as terrible, but Imve had to appeal several ER trips at an in-network hospital because there is always one doctor who doesn't accept my insurance. The first time was annoying but fine; they ultimately covered it, but the second time I had to shell out $400 for his fees because I hadn't yet met my deductible.

@Lilbear: I'm so sorry you are going through this. It is so incredibly stressful. We got a six figure bill in the mail for from our hospital when our insurance decided they didn't want to pay for my son's 3 weeks there in the NICU. It's just ridiculous. Eventually everything worked out but it took a while. I hope your son's health continues to improve and that everything works out with the insurance.

@mrsjazz: how would one even get a transfusion if it wasn't medically necessary? I nean, honestly! Ridiculous.

@Lilbear: I'm sorry. Sonething similar happened when my then five week old was in the hospital. First they tried to bill us for everything then just for the dr and pathology and we only recently got it cleared up once and for all. (ETA he's nine months now!!) When all is said and done I am still happy with the coverage and it was all clerical. But it was stressful in the moment and I'm sorry you have to go through that!!

I got a letter a week after my daughter was out of the NICU for jaundice at birth that her last two days weren't covered. So I freak out and start writing down stuff I needed to make sure we got it covered like records and letters from the doctor... 2 days later, I got a letter that everything was covered. Then 4 months later after we paid our bill, got a bio for $250 because they said it was misbilled. And I fought it and won. And somehow got a $25 overpayment check. So sometimes it works out. But it's a pain in the neck!

@Lilbear: that sounds illegal! I mean if they have to provide insurance for you (I'm assuming it falls under the ACA) then they can't just "accidentally" not. I would keep calling and demanding to speak to someone else. If all else fails does your state have an auditor or commissioner of insurance whose office you can call?