I just have a list of what bills we have and how much they are in my phone, I guess I just remember when they are due. How do you keep track of your bills and when they are due?
I just have a list of what bills we have and how much they are in my phone, I guess I just remember when they are due. How do you keep track of your bills and when they are due?
pomelo / 5820 posts
I have a list written down in my checkbook. I've been paying the same bills of ours for so long I pretty much have the due dates all memorized.
Now ask my husband what's due when, and he'll give you a blank stare, haha
cantaloupe / 6885 posts
Luckily I only have to remember my cell phone and credit card which are both due around the middle of the month. I get a mint.com email a few days before to remind me. DH takes care of the rest.
coconut / 8430 posts
We pay them as soon as they arrive in the mail... so I have no idea when they are actually due. The only downside to this system is that if we don't get a paper statement, we never remember to pay it
GOLD / wonderful apricot / 22276 posts
@sunny: I like to pay them right when they come in the mail too!
wonderful pomelo / 30692 posts
I pay all my bills at the same time and have a Google Calendar reminder send me an e-mail every month. It's always the same bills, so I just have them all bookmarked and I pay them all at the same time. Though the condo fee I have to write a check for - I write it when I'm paying the rest of the bills.
pomegranate / 3032 posts
I keep a google doc... it set up like a check book register except i forecast it out 3-6 months and include bills, groceries, savings contributions and any incoming pay. This way i know if something unexpected comes up if it will affect bills weeks down the line.
bananas / 9229 posts
Ours are all entered on a Google calendar - all bills and income. Some bills are standard dates/amounts, such as student loans. The rest I leave blank - it'll say "Directv" on the appropriate date and then I fill the amount in when I get the bill. It helps me see if there's enough in our account to cover upcoming payments.
blogger / wonderful cherry / 21616 posts
I forget a lot lately but I never used to.. I've tried using an app and it didn't help really.
I usually just put them all in a folder and then pay them all on the 15th of every month. There are a number of them on auto pay though.
watermelon / 14206 posts
I have a calendar up in our kitchen and I write the bills on their due dates. We always pay them way before, but it's good for us to have a visual.
clementine / 880 posts
auto bill pay all the way. Everything is auto for me. And I use mint.com like @char54 mentioned to track all spending including the bills.
GOLD / wonderful olive / 19030 posts
@sunny: same here! Or if we misplace it we would forget since we automatically think it was already sent. Our system isn't the best.
coconut / 8472 posts
Everything is auto-paid except for my student loan, which I get an email about and then I immediately pay it. I would never pay bills on time without it!
pomegranate / 3809 posts
We don't keep track. We have *everything* on auto pay so we don't have to worry about it.
nectarine / 2163 posts
I have direct debit set up for most... power, gas, property taxes, insurance, car payment and both our cell phones so I don't have to remember when they're due. The rest I just keep the bill either in my email inbox (which is always empty) or on the desk right next to the computer til I pay it
honeydew / 7687 posts
Everything is either auto pay or I pay it/schedule a payment the day I get the bill! No margin of error.
GOLD / cantaloupe / 6581 posts
I have a lot of them memorized by now, but I also have a big calendar at work where I write down every bill that I have to pay, so when I look at a Friday (the day I pay bills) I know exactly what & how much I need to pay.
eggplant / 11824 posts
I still use the same system I developed when I was a poor college kid. I get paid every other Friday, so every payday, I pay ½ of each bill amount due. That way, if I ever had to skip a Friday or forgot or whatever; no bill would ever be late enough to ding my credit. Also, that way there is no “surprise” large bill due at the end of the month, and my credit card balance is always kept reasonably low (I always avoid utilizing more than 30% of my available credit to help boost my credit score).
My husband is paid once a month on the 30th of the month and as soon as his pay is deposited, I pay the mortgage, daycare and taxes. At the end of every month, I sweep whatever is left over in checking into savings.
I pay everything online and keep tabs in excel as a backup system.
clementine / 780 posts
We don't have a ton of bills thankfully, so I have them as events on my icalendar on my Mac. But Im also really paranoid and obsessive so I have the dates memorized pretty much
pomegranate / 3204 posts
I use google calendar. I have a ton of bills, there is no way I could up keep up without a calendar.
GOLD / wonderful coconut / 33402 posts
I just schedule the payment as soon as I get the bill.
hostess / wonderful watermelon / 39513 posts
I'm awful with this! My cell phone was turned off the other day...I set up auto pay after that!
wonderful pea / 17279 posts
I have a master list of bill due dates as part of our household budget spreadsheet. Some bill due dates fluctuate.
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