I have 3 and I rarely use them but I like having them as an option since they don't have annual fees.
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Umm credit cards? DH and I each have 1. Store cards? I think I have 3-4?
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We did have 4 but I just paid off 3 this morning. Sometimes I look at the stuff I've bought on credit and think, "I don't actually own that yet" haha and it bothers me enough to pay off the balance.
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I have 2 and my husband has 1.
I never put anything on my credit card that I couldn't pay for with debit. I use my credit cards all the time for the points but always pay them off almost immediately. I do NOT like having outstanding balances.
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I have 6 active credit cards, but mainly use 2. I alternate the other 4 once in awhile just to keep them active. They've been with me for awhile so I'm keeping them open to maintain/gain history.
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My husband and I each have 1 universal credit card and I have an emergency Amex thats linked to my parents account. We also have 4 store cards.. but i think we'll probably close two of those soon
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We have one paid off card, but it's tucked away for an emergency only. We just use cash or debit.
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DH and I each have one
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0.
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2 credit cards, 2 store cards. Our Best Buy card and one of our CCs have a balance on them, the others don't.
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Two, but we mainly use our AmEx as the cash back is better.
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None. DH has none either. I'm a debt counsellor/ money advisor!!
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We don't have any.
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a lot but i don't use any of them except my work credit card.
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i have a best buy, dicks sporting goods, and banana republic but don't use any of them. i only use my visa regularly.
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Just one.
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We have 1 joint card that we make all of our purchases on for the reward points, and then I have 2 credit cards that I got many years ago so even though I don’t use them, I won’t close them. My husband has 1 credit card, which he won't close either, but which he doesn't use.
I have a few store cards; I mostly opened them just to get an extra 15% or whatever off my initial purchase and don’t regularly use them.
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I have one, but dh has 2. Plus, he's got a store card. But he only really ones one.
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One plus one of my husband's that he added me to. I think we have 3-4 total between us. When I first met him, he had a number of credit cards with various balances. I got him down to 2-3 and then got me one. I wouldn't get a credit card without having a job aka income to support it.
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about a million store cards but I just use them to earn points.
I have 3 credit cards, just to have them but I only purchase with my debit card unless it's something big.
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Just one and it gets paid off right away. We use our debit cards for pretty much everything else.
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Two, Discover and VISA. I only use the VISA for when someplace doesn't take Discover.
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We closed all out credit cards last year. We decided sticking to principal of no CC debt was more important that effect on credit score - and we can't we trusted if we didn't close them
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One of every major one, Visa, MC, Discover, Amex. Then a few store ones, Express, VS, Macys.
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Just one. And a Macys store card.
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Just one actual CC that we rarely use and pay off each month. I have quite a few store cards but I don't use them very often either.
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One. We use it to build up travel points and it allows for easier online shopping/purchases
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2 Visas (one for DH and one for me), Best Buy, Lowe's, Ann Taylor, NY and Co, Old Navy.
We only have a balance on one right now.
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One. I use it pretty much exclusively for online purchases (for everything else I pay debit/cash) and have used the points a number of times over the years to redeem free flights.
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Amex, amazon visa, & and reg visa that I've had since college. I use all 3 of them but mostly the amex.
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none
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I have 3 and so does DH. I like the points.
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DH and I each have one and we each have several store cards. We rarely use any of them!
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32 comments