Well, we are in month 11 and I have scheduled an HSG. For those who had this done, did you have to pay out of pocket or did insurance cover it? I contacted my insurance company and they said they cover fertility testing and that's it. Is HSG consider a test (even though it's an xray)? The receptionist said that if I have to pay out of pocket it's $1500 - yikes!
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Our insurance covered fertility treatments and testing up to a certain amount. I think all we had to pay was the copay. If we had to pay out of pocket I think the cost would have been close to the same as what you were quoted. Just make sure it includes the radiologists portion, I noticed when our insurance was billed that was a separate cost.
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Great question, I've wondered the same myself, we just got back a clean SA and my doctor wants me to do an HSG next cycle. My insurance has been pretty good about covering tests so far, but I know infertility becomes a big grey area.
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You could get the hsg code from your Dr and then call your insurance company and ask if the hsg procedure is covered, using the code provided.
When i had mine done, i didn't have to pay anything because i had dual coverage, but i still made the call to the insurance company just to double check.
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@MK0180: My HSG was covered as a diagnostic fertility test even though actual fertility treatment itself (in my case, IVF) was not covered.
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Mine was covered as diagnostic, not fertility treatment. Your RE's office should be able to call your ins company to make sure. I think I paid $60 out of pocket...
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Great question. Curious about the answers.
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I had crap ins when I did the hog. Paid bout $800...
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I paid $300 at a private diagnostic facility. But if your insurance covers infertility, I think they would cover it fully.
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8 comments