LO is currently on a NY State funded health insurance plan that is pretty awesome. We started off paying $30/month then it was raised to $60/month. Since it's income based I think it might be raised again next year because DH got a new job and his paycheck was raised a decent amount.

I get FREE health insurance at work. It's a family plan and both DH & I are already on it.

I was reluctant for LO to leave the state plan because it is such a good plan. But all her iron issues are ironed out now. And she is 18months so from here on out office visits will only be every 6 months to a year right?

So it seems to silly to keep paying out $60/month for nothing? It seems a better idea to take that $60 and put it into a HSA account?

My free plan includes free dental too and obviously preventative care is covered.

What would you do?