I just saw that YNAB released a completely new version. Has anyone tried it yet? I know this new one has lots of bells and whistles, but also now has a $5 a month/$50 a year fee and I want to know if it's worth it.
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I think that if you find YNAB useful, it will be worth it.
It is a HUGE jump in cost, one that actually surprised and disappointed me. However, YNAB changed my life, and because of YNAB I now know that $50/year doesn't have to be a lot of money and can budget properly for it.
I haven't bought it yet, but I'm putting $5/month away now so I can buy it in a year. I was really against the idea at first, but not having YNAB is not my idea of a good time. lol
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@JennyG: You can do a 34 day free trial to test it out, I've been trying it but I'm not totally sold yet.
I DO love the import from the bank part, most of the time when I don't update my YNAB budget it's because I've waited too long and have a million transactions to put in.
I'm just a creature of habit so getting used to a new interface and some new methods is hard for me! But they have lots of guides / webinars / etc so I'm sure those will help.
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@HappyBaker: I think it's buggy! The import from my bank doesn't work
so I def won't be purchasing until some things are fixed
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If you purchase it by 1/31 you can lock in a lifetime cost of $45/year. I'm planning to do it. It has done wonders for us and I think $3.75/month is totally reasonable.
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You don't have to purchase to get the 10%, just do the free trial, so everyone who thinks they will one day upgrade should do the trial and lock in the 10%.
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I hadn't heard of this yet. Do I have to upgrade to keep using YNAB or can I continue to use the older version for no extra cost?
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any ynab-ers: i can't find an answer...I just got the new ynab--i used the old one previously.
let's say I have accounts a, b, c, and d. I want all accounts to show up in ynab because i want to keep an eye on them, but only the money in account b to be in my working balance. how can i change it so that the money in the other accounts doesn't change my working balance?
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@matador84: Fantastic question... Following for answer!
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@mrskc: you can keep using the old one. It'll be officially supported through this year and "unofficially" supported thereafter.
I did the free trial, but so many features are still to come, and right now I'm sticking with my old YNAB. I don't want to switch over until I can take my historical data with me!
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@matador84: When you add the account choose a category under tracking instead of budgeting. You can choose between Investment, Mortgage, and Other Asset/Liability. Then it won't add it to your working balance but it will still show up.
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@KT326: ah! thanks a ton!
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@KT326: Thank you!!
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@matador84: @Miss Sarah: you're welcome!
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just signed up for the migration and they did say that if you're a YNAB 4 user, as long as you sign up with the same email address, you'll get the 10% off.
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I've used YNAB 4 for a couple years. I tried the new version but won't be switching for now. Mostly because the old one still works well for us and will be supported through the end of the year.
I took a look at the YNAB forums and there are some STRONG opinions about this new version! From what I've seen, it looks like people who are just starting out with the program are happy with the new YNAB but people who were used to the old one are missing some features they considered essential to the program, like reports and being able to assign income to the next month.
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Just wanted to post that YNAB is currently offering a free three-month trial (no credit card required). Their normal free trial is only one month.
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@lawbee11: thanks! I tried the new one for 34 days and I couldn't get it so I think the 3 months will help
Eta it actually says my trial has 124 days remaining
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Question.
Finally paid off CC in full.
How do I enter this in the old YNAB? Right now I have the limit counting as "income" and putting purchases I make from it (within the dollars assigned to the category) as coming from that account. But now my "available to budget" amount is crazy high and I know it's misleading because (let's say) 5k of that "available" is actually the CC. But it doesn't seem right to put it off budget if I'm using it? Any insights? -
@lawbee11: Oh man! I just started paying for a subscription!
so I def won't be purchasing until some things are fixed
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