The owner of this house bought a cheap water heater, which lasted 3 years, so u can imagine what a cheap-a$$ water heater tank it is. I want to say it leaked at least one whole tank, which is like 60 gals? Our water bill is going to be really expensive. He is getting another one installed today. Question is, who pays for the excess water?! Can I file it with my renters insurance or does he pay? I live in Bergen county nj. And I'm so pissed!