watermelon / 14467 posts
@dagret: @PurplePumps: Same here. I went to a small state school and now, seven years later, it doesn't matter where I went to school.
wonderful pomelo / 30692 posts
@PurplePumps: @avivoca: As far as I can tell, the only real difference between schools is how much your starting salary will be. I know that at my company, if you graduate from RPI with a 3.5, you'll automatically make more than someone who graduated with the same degree and same GPA but went to a state school like UMass-Lowell! Though I doubt it's enough to compensate for the loan repayment!!!
watermelon / 14467 posts
@Adira: That's so ridiculous. I wish employers would look at the quality of work, internships, and experience of a recent graduate rather than the name of the school they went to.
I don't know how that would have affected me since my first job out of college was in my college town. Most of the people who work there didn't have a degree at all.
wonderful pomelo / 30692 posts
@avivoca: I mean, SUPPOSEDLY you would eventually catch up because if you start lower in the band, you're given better raises for the same quality of work. But I suspect in reality, I'll always be behind some of my coworkers who went to better schools.
hostess / wonderful persimmon / 25556 posts
I will admit I am very lucky to know nothing about student loans. That being said, if a co-signer is responsible no matter what, that is written somewhere in the paperwork, even if someone didn't sit the co-signer down and say, "If your child dies, you are still responsible for these."
@yoursilverlining: you and I are on the same page here. While I am saddened that this woman lost her child, this quote (from the third link) is used ALL too often, "When my son took out this loan, no one explained anything to him or me,” Edwards said.
wonderful pear / 26210 posts
@Mae: I fully support technical education, I think we're sorely lacking in options for kids that don't want to go to college, but need training post high school.
I think you've hit the nail on the head that a large part of the problem is that the college degree has become the weeding criterion and it shouldn't be, but as more and more go to college that probably shouldn't or don't need to, the worse the situation is going to get. Eventually, does it mean that a masters is going to be required for an entry level job?
cantaloupe / 6131 posts
Not totally related to this issue, but something I was reminded of because of the prenup thread:
When we got married, DH and I were in the process of consolidating our student loans and were going to do a marriage consolidation where you combine everything into one giant loan. My financial aid advisor at law school strongly advised me not to do so not necessarily because of potential divorce complications, but because if one of you dies unexpectedly, the other is going to remain on the hook for the entire loan. If you have separate consolidations and you die, your loans die with you. Considering DH had way more loans than I did, we opted for separate consolidations. While its annoying to make 2 separate payments every month, I'm glad someone told me about it.
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