Hellobee Boards

Definitely my favorite time of year! (Atleast for now)

We've used/are using ours to:
*Give 10% to some undecided ministries
*Paid off my midwife
*Got my birthing pool for our homebirth
*Got my birthing kit (which came in today!)
*Save our income for my 8 wks off & DH's wk off when baby comes
*Got some teachings we've REALLY been wanting from MarriageToday & Laugh Your Way
*Got a sander for some furniture DIY
*Getting some odds & ends birthing stuff (ball, tank, etc)
*Maybe some baby things that we don't get at the shower

And now it's all gone. lol

We are planning on buying a roof rack and cargo box for my car (so we have more space for cargo once baby comes).

We just roll ours over into next year's estimated taxes. (We have to file quarterly b/c I don't get taxes taken out of my paycheck.) Lame.

We are hoping to buy a used motor home to make camping trips with LO a little easier.

We haven't talked about it, but probably buy a new roof.

We put away the chunk we need for property taxes, house insurance, car insurance, my husband's hunting lease, and our deductible for my delivery.

I'm not sure what we are going to do with the rest. We've been discussing opening a Roth this year.

Not sure what our return will be this year since my income jumped up and we refinanced our condo, but will find out this weekend! But, if we get a refund, we will use it to pay for our babymoon and put the rest in savings.

Getting married bumped us into an even higher tax bracket, so we no longer get any real refund.

Savings!

@beka: I think most accountants do this, but mine is funny. His wife makes him figure out exactly what they'll need for the vacation she wants to take that year (sometimes it's just a long weekend away), and make it so that they get back as close to that number as possible. She books it as soon as they get their return. That way he can't weasel his way out of vacation. I guess he's a bit of a workaholic.

@beka: I thought it was pretty funny. He's a partner in his firm, so I know he's a busy guy. He said they've been doing it this way for years and he just has to suck it up. Especially since their kids are all out of the house now and she's been requesting longer (= more expensive) vacations the past couple of years. He hates giving the government interest-free money, too.

@beka: This is so funny. My brother and I both work in finance and have totally different views on this. He ALWAYS yells at me for "loaning the gov't money, interest free". But I don't care a bit. Hubs and I make enough money that we're never strapped for cash during the year and I love getting a little surprise bonus around tax time : )

We haven't decided yet if we are just going to put our return into our savings/investment account, or pay down some principal on our mortgage. We have a low mortgage rate but interest rates are so low right now there is no where great to put the money that we would earn more interest than what were paying on the mortgage.

A good chunk for us will go to paying off some debt, then the rest will go into savings to float us through my maternity leave. I love a good tax refund!!

It's going right into savings and will eventually be used for my maternity leave or daycare!

@beka: your husband is spot on! I so wish mine would see reason. It bugs me to lose out on interest for an enitre year.

We don't get tons back, but we will save it and use it for moving costs, baby things we do not get at the shower and then just general savings since I will be a SAHM.

We use it to pay property taxes