Hellobee Boards

I put 5%, because my company will match up to 5%.

6%. Then we put 11% in IRAs and 3% in a mutual fund. We save 20% of our gross for retirement.

I put in 15% and my company matches 2.5%. We invest in other ways too, but that's the only "automatic" investment from my paycheck.

I put in 5% and my company matches.

I put in 18% and my company matches 6%.

When I first started at my job, I put in 6% only. Each year, when I got a raise, I put half of my raise (or more) towards my 401k, so that every year, I was slowly upping the percentage in my 401k, and now I'm at 18%.

My goal is to put as close to the max as I can, without going over. The maximum contribution for 2012 is $17,000, so I'm not there yet, but that's my goal.

10%. My company matches 3% or 4%, I can't remember.

We save 20-25% of our income, between 401K and liquid assests. That's a good goal to shoot for.

None. Company doesn't offer it. Always talk about opening an IRA but haven't done it yet. DH has a good one though, with a good chunk of money in it and company matching. Not sure on the exact details off hand.

6%, my company matches 1.5x so they are contributing 9% for a total of 15%. (9% is their max match)
DH puts in 5% and I believe his company matches with 5%

I put in 15%. Company puts in 7% a year after you've worked two complete years, but you must be employed on December 31st. If you leave the company during the year before that point you get nothing.

I only put in 6% but did a second investment in a share and options program on top of that.

I am required to put in 10% (I work for a state university so I don't contribute to social security). My University puts in an automatic 13% on top of that.

When I was working, my old company used to match so I maxed it out at 15%. I mean, if they match why not.

I think this guy gives out solid advice:
http://www.iwillteachyoutoberich.com/blog/should-you-contribute-to-your-401k-if-your-employer-doesn%E2%80%99t-match-contributions/

The gist of it is:
1. Contribute up to the match amount in your 401k
2. Pay off your high interest debt (if you have any)
3. Max out your Roth IRA
4. Max out your 401k
5. If you still have money left over, invest in taxable accounts (e.g. regular plain investment accounts)

If your company doesn't offer a 401k matching benefit, you should open up a Roth IRA rather than open a 401k. There are enormous tax benefits to a Roth IRA that a 401k doesn't provide.

In terms of how much you should put into a 401k -- that depends on how much you think you'll need for retirement. I save about 20% of my income towards retirement across all of these investment vehicles.

I work for a state university and am required to put 6% in, which they then match, so I end up getting 12% a year. My husband is only putting 2% away because that is what they match (so, 4% total). I'm hoping with his next raise we can up his contributions. Between the two of us we are on a good track for retirement, but once we have a baby and have day care under control, we will probably start a 3rd account, just in case.

I put 4% into my 401k, my employer matches 2%. I also put 6% into a 403b Roth through work. That totals about $11,000 for this year. My employer puts 5.5% into a "cash balance" plan (pension) for me. (Total of 17.5% towards retirement). I've been out of school for 1 year. I think it is really important to start investing in retirement immediately.

6% and my company adds another 4.5% (in company stock, that I have to keep manually diversifying. sigh). I was super lucky when I started and didn't know or care about retirement savings because I got a decent-sized lump sum due to an ESOP plan which I was able to diversify a few years later (when it vested), so I'd consider myself ahead on my retirement savings goals. yaaaaay. Then again, if I follow through on my plan to become a SAHM when the LO arrives then I'm going to have to budget pretty tight so I can keep up with my goals with an IRA...

We save about 20% per year. I took a few years off from saving because of school and loan repayment, but now that we've paid of my substantial student loan (100k - feels good that that's done) we're saving my loan payment and whatever holiday bonuses we get. It will work out to be about 20%.

Only 5 percent. I really need to up it every couple months.