Hellobee Boards

Not familiar with ynab, but Mint might be a good option for you. It shows you the big picture as well as where you are on your budget at the moment. Pretty easy to personalize.

@Mrs. Pen: I hear ya; I used it for a couple of years and still check it occasionally for trends in our spending, but I actually do most of our budgeting/tracking in a google doc spreadsheet. Hope you find something that works for you!

@Mrs. Pen: I can respond in better detail when I'm at my laptop. But at each month, next to the month there is a little lightning. If you click on that it give you the option to copy last month's budget to that month.
You can also input the following months income and just not clear it yet. But like at Mrs high heels post mentioned; the program isn't meant to be used that way.

I like it because it lets me budget as many categories as I wish. I can input expenses immediately and know how much I have left in each budget category.
I did a excel spreadsheet for a while and honestly it wasn't for me.

YNAB has saved me a ton of time. And I like that I don't have to give out any financial information.

@Mrs. Pen: I'm a complete novice! @mrs high heels is the YNAB guru! I'll take a screen shot later.