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Thanks for posting this issue. My hubby and I've been married for almost 5 years. We've known each other for almost 10 years. We put off having kids because I wanted to make sure we "owned" a house first. I grew up in a house that my parents owned and I felt guilty for not being able to provide the same for my progeny. So I have deferred having kids. Anyway, we decided to work really hard and save up and almost bought a house but things happened and now we are not in a position to "be prepared" for the kids. I had my little crying marathon but after reading everything that a lot of you have said and researching on raising kids I've decided to not be too rigid in this aspect. So I've decided to deal with what reality is and not worry about what I want. At the most I'm going to shoot to purchase a mobile home but if all else fails I don't see having children while renting as unstable. My only regret now is that I waited to have this perfect dream when I could have had an almost 5 year old kid. But then I think about all the fun and good times hubby and I have had. It's been worth the wait I guess. I'm going to turn 30 next year and I think we're gonna try after my 30th b'day. One more year of savings and I will have officially exited my 20's to begin a new chapter. Oh wish me luck.

@bumblebee: Hi! So a lot has changed for us in the last 2 years! We rented out our old place, moved into an apt, had a 2nd baby and now we're building our forever home. So much for wishing we didn't own! haha.
There's nothing wrong with renting! And I think it's great that you and your husband had time to live, have fun, be free before starting a family. Good luck with everything and with TTC next year! I had my first right after I turned 31. Great age!

@sorrycharlie: Same here! I actually the freedom of renting.

We're renting a condo and I'm 12 weeks now. I actually have no desire to buy at this point. I have tons of friends who bought right after getting married who have foreclosed, had to sell, and now live with their parents. I just like our financial situation and the ease to move in our town, which is great. I know we'll have to move into a bigger space in a year or two and maybe we'll revisit buying. If not, we can always move into a bigger rental I say do what works for you!

We don't have a lot of family close by. I have a giant family so whenever they visit, they have to rent a home anyway. I would never have a house big enough to house them. :x Our friends are all super close so we hardly have visitors. I think the perfect life is whatever works for you and your family and what makes you guys happy! The picture perfect life is different for each of us. I hope you're feeling a little more reassured

With our first we owned then we sold and moved and now we are moving again and will have our second in a rental.

@anandam: I've been thinking the same thing recently. Having a family of our own seems more important or preferable than to wait on a house. And it would help to be able to move around if we needed too.

I LOVE renting and am actually sort of dreading buying in the future after reading some of the home ownership threads here. I like that our weekends are spent doing fun things around town instead of yardwork/housework. And I love that we're putting $$ away for LO's college instead of sinking everything into house projects and maintenance. No shame in it!

28 weeks preggo and re-signed our lease for a 3rd year tonight! Rented a 2-bedroom apartment before that. Been prepared to welcome a baby wherever we lived. Kids don't remember any of that anyway. DH grew up in the same house his entire childhood and my family moved 6 times by the time I went to college, both in homes my parents owned and in rentals. Made no difference to either of us and we feel zero guilt.

Love not having to pay maintenance, water/sewer/trash, property taxes, or the landscaper. Obviously I would love a house where everything was exactly the way I want it, but I also don't fuss so much (or go crazy spending money) on decor or home improvements. All savings we are putting towards our student loans which will provide way more security for our kid than a house we have to mortgage.