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Yes, we will pay for all of it. Lucky LO also has a fund set up by her grandparents which will help. My parents paid for all of my college/grad school and SO's parents paid all but $10k/year and made him take out loans to learn financial responsibility. It worked out well, especially since he went to jr. college for the first two years (way cheap) and then a private university.

We plan on helping, but not paying everything. Perhaps some may even be an interest free loan like DH's parents did with him. I paid my own way through university and it was hard, and my GPA definitely suffered since I also needed to work full time and took on significant loans. I think having a part time job in university is a good thing, but would like her to work less than I did.

We won't compromise our own retirement to pay for it, but would like to help as much as we can while meeting our own financial goals.

We'll pay for the kids' tuition but not living expenses. For one, that will make our savings stretch further. For another, I believe our kids should contribute to their own educations, and living expenses will (likely) be the lower cost in attending college, especially if they chose to attend one of the local universities and live at home for free. Otherwise, they can seek out scholarships or work to pay their bills. If they wanted to take out loans to pay for their expenses, we would maybe reconsider, though, since we don't want our kids to have to accumulate debt for their educations.

In our situation, my kids' education will be a joint family effort (both sets of grandparents and my kids' godmother have savings for them ), for which we are very grateful.

ETA: My husband and I both worked full-time in college, and I feel like both of us benefited from those experiences. I am ok with my kids struggling a little bit in order to achieve their goals; I wouldn't want them to struggle as much as I did, though, which is why we'll be contributing a significant amount.