For those that are making budgeting a resolution this fresh new year, YNAB is on sale! It's only on sale until 10 am PST, so you've got one hour to decide if you want this!
http://slickdeals.net/permadeal/111154/steam---you-need-a-budget-4-pc-digital-download
nectarine / 2433 posts
Thanks @Mrs. High Heels: I already have it but I just sent the link to my brother!
GOLD / wonderful pomegranate / 28905 posts
@Mrs. High Heels: thank you!!! I'm going to do it!
GOLD / wonderful pomegranate / 28905 posts
@Mrs. High Heels: does it only work on a PC?
nectarine / 2433 posts
@locavore_mama: Nope there is a Mac version as well. I think you will be able to select that option when you do the download
GOLD / wonderful pomegranate / 28905 posts
@Mrs. High Heels: do I have to DL Steam before I can DL YNAB??
honeydew / 7811 posts
that's a great deal!
I think I paid $30 for mine and it's worth way more!
pineapple / 12053 posts
this made us pull the trigger! the offer is still good and it's 11 am PST!
pineapple / 12053 posts
@locavore_mama: yeah, i just had to DL steam, but it was super easy.
persimmon / 1165 posts
Thanks for the head's up! I just bought it. DH started trying to use Mint again last night and I just do not like that program. So hopefully this will help us get things back on track spending-wise!
blogger / eggplant / 11551 posts
@locavore_mama: sorry for the late reply but looks like you got your questions answered!
persimmon / 1165 posts
How does YNAB work if you don't have a set income each month? I am salaried, but DH is commission-based, so his paychecks fluctuate week from week. We have an idea of a range they normally stay within, but never know for sure the month before what he will make.
GOLD / grapefruit / 4555 posts
@Mrs. High Heels: I know you've done a blog post on it before but remind me again why I should get it? Because I totally will if you tell me too 
blogger / eggplant / 11551 posts
@NaturallyCathy: because I said so. 
jk. In all seriousness p, it has completely changed my mindset about budgeting. I love that it does roll overs, that it gives you flexibility to change around your budget numbers so you don't feel like a "failure" if you overspend in a category, all the free support offered on their website, the ease and intuitiveness of the program, all the pie charts that track everything, and I can go on! I really believe in their four rules (you can read it on ther site).
blogger / eggplant / 11551 posts
@sunshineandsushi: tracking income in ynab is actually really easy. usually any type of income we get, we just input it as "income for whatever month it is"… and that number will add to that top section where it shows "available to budget" -- here's a typical ynab screen (pic found on google images):
you readjust your budget categories each month based on your income. ideally, you would already have a buffer in place so you start off the month in the green (essentially, you're living off last month's income instead of living off anticipated paychecks)… and you budget whatever money you have at the beginning of the month until you net a zero (one of their 4 rules is "give every dollar a job").
persimmon / 1165 posts
@Mrs. High Heels: Okay, so as we get his paychecks, we can adjust it so it tracks correctly. Cool! I am excited to try this out once I get home and can install it! I admit, the $60 price tag held me up before, so I'm glad I got to snag it for $15 instead. Thanks!
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