Any accountant or finance bees or anyone else who can help with this one... My husband is a SAHD and I make too much money to contribute to a Roth IRA. My FIL has been generously contributing to DH's Roth for years but had to stop a couple of years ago because of this income jump. Now he insists that he's heard there is a way that I can "put my husband on my payroll" so that he can contribute to the Roth in his name. This sounds nuts to me and I want him to just put the $ to LOs' college accounts but I promised to look into it. We file our taxes as married filing jointly and already finished them but haven't sent them in until I confirm that he can't contribute, it seems to me we would have to redo them as married filing separately and that is also a hassle. Anyway just thought I'd throw this Q out there since it may help out some of the SAHM bees.