I have a couple of questions and I'd rather not call them just to sit on hold. I got my AmEx Blue rewards card in September and have now been through a billing cycle but still have no points attributed to my account.

1. How long did it take for points on your charges to apply to your account? Was there an initial delay after signing up and then a standard "processing" time? Or did it pretty much just always take forever?
2. If I charge something then pay it off right away, do I still earn points? Or do I just get points on the $ amount that sits on my account at the time that I get my monthly statement (really hoping this isn't the case since the only time I really charge is for points and never intend to carry a balance)? Hope that question makes sense.

I'm new to rewards cards, can you tell?