A poll! We have been casually looking around and found a home for sale in a fantastic neighborhood. It has both of what DH and I want - playground, pool, and a lake. The property looks over the lake (but no access). It has a very wooded backyard and is private, which is important to us both.

The home is okay. It is 20 years old, and it doesn't have the finishing touches I would expect for the price. It will be a project over time to deal with the interior. Things like flooring, tile, baseboards, paint, and new doors. The outside needs to be painted, there will be landscaping that needs to be addressed, and we will have to put in a fence. We have looked at other homes at the same asking price that are new construction and very, very nice, but offer none of the amenities we want.

Our current home has a wonderful backyard and great location, but no amenities at all and our home is a labor of love. No storage and no "finishing touches." We have taken on a lot of projects over the years - new kitchen counters and tile, new hardwood floors, redoing the backyard, etc. I'm kind of over the projects.

So, would you spend your money for the lot and the prestigious neighborhood, or on a very nice house that requires zero projects? I'm so torn.