I don't but I'm considering getting the one you hook to your checking account. I really want something they only sell online and it's on sale and with a red card, I could get free shipping...
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Once I start working I think I will get the debit card as well. I think it will come in handy at Christmastime!!
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Too dangerous... I don't need another excuse to shop at Target lol
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yes, I have the debit card. It's annoying because it takes a few days to come out of your acct, similar to a check. but the 5% adds up! I've saved almost $60 in 2013 (I cut spending A LOT) and a lot more in 2012..I don't remember the exact amt anymore.
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yes, I have saved almost 200 dollars this year (we get everything at Target...groceries, baby stuff, clothing, ect.)
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No, but I should get it. It's like free money! I'm too lazy to shop around, so I always end up at target anyway.
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I just have the regular credit card but I am really interested in the debit card. I almost never use the credit card because I hate charging things!
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Yup! We have one. Just used it and some giftcards to buy DD an exersaucer. Saved us $15 of shipping costs and knocked 5% off the price. Soooooo worth it. Total we saved about $17 (which is enough to buy me a new shirt
)
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No, I always forget a paper check for them to set it up with. I really should get it though, I spend so much there!
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I have the debit card. I had a big Target gift card and used my registry completion coupon and the free shipping and 5% red card discount to finish up my registry and saved something like $150 bucks. I also like saving here and there when I shop for things like groceries. The free shipping is awesome also. I don't know why I didn't do it sooner.
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yes and I love it. I get 5% off every purchase and I dont have to worry about keeping receipts because everything is saved on my card.
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I just activated mine yesterday! We spend so much money there we might as well get the 5% off. I also now print out their coupons and joined Cartwheel so it isn't as painful to shop there.
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Yes! We have the credit card. Love the free shipping feature, and the 5% definitely adds up! And like @Mrsbells: it makes returns so easy!
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@sheskrafty: What is Cartwheel all about? I keep getting that suggestion from FB, but was too lazy to research the app.
Sorry for the threadjack!
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I don't, but now I'm thinking about it! Are there different benefits to the Target debit vs. credit cards or is that just a personal preference?
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I have the debit card! I love it--we save so much!
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@2PeasinaPod: it's an app that you can choose what you'd like to save on. It's nothing extra huge - but like, 5% off up and up diapers, 5% off milkbones (for example). you can choose a certain amt of discounts and more "spots" open up as you use it. it's in addition to coupons!
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@MrsF: as far as I know, personal preference! the credit card you can apply for right at the register and use if you get it, but the check card you get in the mail. so you can apply and get the %5 if approved, but you have to pay with the check you apply with..if that makes sense. so it's kind of like you're still "paying" with the target card, cause you get the discount and the money comes out of your debit acct.
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@sorrycharlie: Ah...very interesting! Good to know! Thank you!
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we have the credit card. I love it but its so dangerous. if you know someone with the red card I would ask if they could purchase the item for you and you give them cash if it's a one time purchase.
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@2peasinapod: Cartwheel is another savings avenue of Target's that is still in beta but I usually save another few dollars every trip. Unfortunately, you can only sign up using your Facebook login. But to start out you get to save an additional 5% on 10 items of your choice. We use the Target diapers and formula and those are both items you can select to get your savings. The more you use it, the more items you can save on (I've only used it twice and now I have 20 slots for items I can save). I don't know if I confused you more, but its basically another easy way to save some more money on a lot of their stuff. We spend a ton of money there every month so every dollar saved counts!!
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yeah we have the debit card. we shop at target too much to not save the 5%! plus the free shipping is an awesome bonus!
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Yep I have the debit and its great! Just had a crockpot shipped for free that made it cheaper than amazon
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I have a credit card, and the savings adds up quick. Plus don't forget that Target will price match (including Target online and Amazon prices). Price match plus 5% off is a deal!
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I was thinking about getting the debit card, but haven't done it yet. It makes me nervous to use a card linked to my checking account which is why I always use credit cards. I guess I could get the cc but I don't need another credit card!
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@sorrycharlie: Thanks for the info! I'll talk to DH but with a Target so close to us we could use the 5%!
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Yup we just got it because we have a new house and are buying a sh*tload of stuff at target...of course, we got it AFTER we already spent a couple thousand dollars there
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@sheskrafty: Wow I gotta look up this Cartwheel thing and sign up!
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I have the debit card one.
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I have the debit one!
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Yep - the debit card.
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I have the Red Card debit card. It does not ding your credit when you open it. Its not a credit card. It pulls right from my checking account and I get a little discount each time I use it. Its amazing.
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Yes, it's so helpful to save 5% each time we shop at Target because we go there all the time. It's practically a one shop stop!
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Yup! We opted for debit because I just didn't want another store credit card. We shop so much there that it really saves us money.
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Yup! We got it because of all the formula we had to buy for awhile. I don't think we use it too much, but it is nice to get that 5% off
And free shipping from Target.com
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I was just thinking about getting one since it would just be a debit card! I spend so much there anyway a little extra discount would be great! I always forget to bring my checkbook with me when I'm out though and I think they need that to set it up.
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We have it. Free shipping and 5% off... Plus our credit report said we should get a store card. No complaints!
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Yepppp!
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I don't have one but I think I should get one!
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I probably should because I go to Target at least once a week...
And free shipping from Target.com
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45 comments