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Nope. Doesn't affect me.
And you don't always know people's real situation. We were really broke this summer between jobs, but I still bought a "new outfit" - maternity shorts at goodwill. And my parents paid for a family vacation, which was awesome and generous, but it's not like it meant we had more money for groceries suddenly, you know?
I don't care what other people do.
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I want to say no, but it kind of does bug me. I am a tightwad but I like nice things, I am sure people think I spend more money than we should because I am a SAHM. They don't know our financial situation so, I try not to judge others.
I also wanted to write that not everyone has the same financial education, so I really have no understanding sometimes of why people make the decisions they do.
As long as I am not paying for someone else's lifestyle, I have no say in the matter.
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It doesn't bother me a whole lot. I get more annoyed at friends who just complain a lot about money in general and about people who mooch. I have one friend who would complain about her financial situation a lot while I was single. I didn't make a lot, but I budgeted and lived within my means. She would seem so upset and would ask if we could just eat at my place (my food) when we got together or to share my food at restaurants. Well, I later found out that between her and her DH they made over double my income! Sure, they had a mortgage, but because we lived in different places it wasn't much more than my rent. They also had a sizeable chunk of change in savings - and here I was paying for her meals when we got together with friends and feeling sorry for her! Now even though I'm married and starting to do a bit better I still veto the meal sharing.
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@travelingbrit: that would drive me nuts! how do you deal?
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It depends on what you mean by "irresponsibly." I will be the first to admit that I spend irresponsibly. I am known to shop with money I don't have (credit cards). But I know my limits. I'll buy a few shirts at Old Navy that I don't need, but I don't go out and spend $200 on an iPhone. I am trying to get better about it, and Hubs is good at reigning me in, but I can't really fault someone for something like that without being a total hypocrite.
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YES, it totally does.
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Not really, unless it affects me somehow. But I can think of one example where someone said they can't afford to send their DS to a better preschool but their current one has a lot of problems. That did bug me because I know that they could sacrifice spending on themselves to make up the difference. Instead, they were looking to get money from their parents for this. I've always seen my parents sacrifice and save to send me to good schools so that issue is closer to my heart. But some people don't think education is a good investment so everyone has different priorities.
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Interesting. I can only think of a couple of people in our lives in which this situation applies (maybe it's a British colonial hangover thing but we tend to not really speak about how much we earn) but in saying that, we do get a lot of pressure about our own spending habits. We're fairly frugal and as a couple we get questioned about why we haven't bought property yet, whilst DH's friends don't seem to understand his desire to cut back on social spending. LOL sometimes I think our friends would be happier if we did spend irresponsibly!
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It makes me soooo bananas when they complain about money or keep talking about trying to save, yet they keep buying irresponsible and frivilous things.
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i agree with some of the pp above. as long as it doesn't affect me, to each their own.
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@looch: I agree with you about everyone not having equal financial literacy so it can be unfair to judge people's backgrounds.
I feel worried/ concerned about friends if they are spending a lot, getting more in debt, not taking advantage of refinancing, tax deductions etc. when they could do something about their situation. I also feel we spent a lot this year and we have a lot of extras, yet I still complain about the price of a meal if I don't think it's worth it. It makes me feel financially savvy when I make observations because I reflected on the value, afterthoughts and all. After reading these posts, I talked to DH and we agreed it might be 'socially irresponsible' talking about toys (dishwasher/ipad/used car/solar water heater) we bought this year and how much we don't agree with the cost of lesser things (company tshirts/price of milk/LO's shoes) in the same breath.
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@SweetMamaM: I could see that happening!
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I think it annoys me but only because I might be annoyed with the person. I think the person could cure cancer and I would be still annoyed for one reason or another. So my annoyance (sp?) follows the person, not really the situation.
I try not to judge because I've been in those shoes. I used to be annoyed with one family member because they always were asking for help. Well, my DH and I had some tough times this past year and who had to suck up their pride and ask my parents for help. Me! Judge me all you want but if you knew some of the stuff I had to deal with this past year, you would have some sympathy for me. You know when crap is raining down on you, sometimes you got to spend a little to make yourself feel a little better. I'm in no way reckless with my money and I'll admit I'm not perfect either.
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If the person. a)complains constantly about being broke b)tries to get me to pay for things when we're together or c)tries to borrow money from me, then yes it bugs me.
Other than that? Nope. It doesn't affect me.
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YES. It drives.me.crazy. Sometimes it's because people don't realize the things they are buying will cost them more money down the road. It's irresponsible and just part of the problem of our country that we all have to have the newest, greatest thing out there.
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It used to bother me. Now I don't really care what ppl do with their lives, just as long as it doesn't affect me personally. But I do worry about the gambling sites they always advertise here. No one seems to be bothered about it, but advertising has a huge impression on teens and children. I'm afraid of new addictions that might arise because of it and the governments duty (and taxpayers) to get these ppl help down the road.
What used to bother me: when ppl complain about not having any money, or commenting that I must have money, when in fact I save while all they do is spend! But the only friend that did that back then has (I hope) learned her lesson.
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@LittleFox: I just read your post and I totally have a friend like this. I remember when I was struggling with a divorce and in financial shambles, while she was single, making 6 figures and shopping everyday after work. This girl would try to mooch off of me when we'd go out to eat. She would purposely come late to a dinner and ask to eat off our plates claiming she was full - yet would convince someone to order more!! Man, I almost forgot about that! Ha! She's another person that was hit hard with the crisis and hopefully has learned her lesson.
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We used to be like that... and actually are still learning. We never buy anything full price, and we always find ways to get things in exchange of other things. From the outsiders view, it would seem like we are spending all sorts of money. Which we are not.
That being said, we do need to reduce the amount of material stuff we have. Pay off debt and get back on track. But my sister is like what you mention. Complains she never has money, that she needs to be on a tight budget but then goes on trips 1 a year. I haven't gone on a trip in 7 years so hopefully my family and friends don't see me to be "AS BAD" as my sister.
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