I am hoping we pay off 1 or 2 of our three big student loan balances this year.
Also, I am trying to reframe my thinking in terms of things I want/need. I feel like I spend a fair amount of time thinking about all the things I would buy if only I had more money...so I'm working on instead replacing those thoughts with naming things that I am thankful I already have and being overall thankful for the things in my life, whether they are things or people or whatever.
honeydew / 7811 posts
Sooooo many!
I want to finally build a mini e-fund, pay off as much debt as possible, save money in a few budget areas (groceries), spend wisely for some big purchases this year (couch, tv, airfare), and hopefully not add any new debt!
persimmon / 1171 posts
@DillonLion: +1 Except, we just bought a house so we are focusing on paying off our appliances. The CC are interest free this year so we want to pay them all off before they start charging interest. My goal is to definitely spend less this year. As hard as it's going to be, I'm determined. I've been avoiding post Christmas sales and that alone was an accomplishment 
blogger / coconut / 8306 posts
Yup. We are working toward saving a down payment for a new house. We'd like to move next fall.
GOLD / wonderful coconut / 33402 posts
Yup! Working on saving more and not buying as much stuff.
pomegranate / 3643 posts
1. Get our grocery bill down to $500/month
2. Work on an emergency fund, and save enough to put it in a money market account at our bank.
3. Pay off our first birth.
4. Save money on daycare!
grapefruit / 4066 posts
pay off my CC, spend less, be more frugal, stick to budget....easier said than done, but really going to try!
grapefruit / 4671 posts
Our grocery bill is always upards of 1k and eating out is also around that. Insane. I just got a $450 electric bill that brought me back to reality. Time to buckle down and change our spending habits. I am really hoping to redefine wants vs needs in the coming months.
kiwi / 568 posts
Ours is to contribute the amount of $$ by the week of the year.
So for instance: week 1 we both contribute $1
Next week we both contribute $2
The following $3
Up to $52.
We did this last year, (I changed jobs and had a month with no income) and we we able to save about $1000 extra on top of our normal savings. We decided to pad our savings account with that. This year we might be able to use it towards a vacation.
wonderful kiwi / 23653 posts
Absolutely. 2013 was a A HUGE spending year for us since we got married and bought a house (I still want to shed a tear for all the $ that flew out of my bank account). This year, we're preparing to have kids so we both know we have to really tighten the belt.
I've been trying to monitor our grocery shopping so I can set a realistic budget. I want to limit eating out and buying things we don't need.
I am trying to save my 1st paycheck of every month but it only works s sometimes bc of unexpected expenses (tax payments, weddings...). It's been difficult to re-do a budget with two people, but I am really hoping that I can set a solid budget now that we're 8+ mo into our marriage and I have a better idea of how we live/spend $.
GOLD / wonderful pomegranate / 28905 posts
Get a realistic budget in order and get to a point where it's second nature to us to follow it.
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