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I ask my mom/sister if I can use their credit cards. Then I'll send them a check.

I have my own credit card that DH is technically on the account for, but never checks and only uses for emergencies, so I use that for all shopping for him. DH takes out cash to go shopping for my birthday/xmas, not sure what he would do if he wanted to order something online for me...

We each have separate credit cards and accounts that we basically never use except when buying gifts for each other. Even then, most of the time if we do use the joint credit card to buy a gift, it isn't really obvious on the statement online what it is. Neither of us has ever ruined a surprise that way.

We have our individual credit card accounts that we use for all of our monthly purchases. When they are due we just pay them ourselves using the joint account so the other never really sees what we spend on anyway.

In additon to our joint credit card we each have a personal credit card... but the bills are paid off from out joint checking account each month. So all the money is shared but we don't look at each other's credit card statements since we pretty much only use those cards for surprises to each other.

I pay the bills and DH never looks at the bills, so even if I use a joint credit card, he won't know.

I still have a seperate account that I keep open even though we only use a joint one for everything but its there if I need to use it.
Another option is to get a visa gift card/online shopping card, and then use that card to make the purchase which is something I have done also. That way the statement will not say where the $ was spent.

We used to use one of our credit cards and told each other not to look at the statements until after. But to be honest, I don't really surprise Rob Sr. anymore (I prefer to do things like "you need a new briefcase, let's splurge on a nice Coach one for your birthday") and I prefer for him not to surprise me anymore... sometimes he'll surprise me like "let's get you a new handbag", but I prefer to pick it out myself.

Not as romantic, but we collected a lot of clutter over the years and I prefer gifts that are guaranteed to be used! And going shopping as a family to pick it out together turns out to be a fun event too. We usually end up at the outlets and have lunch out there too.

Hmm. Well, I'm the one who manages the $, so he has trouble with this, but I don't. You could always say "please don't check the account until __date__" or something.

i'm so bad. i don't really surprise him with gifts. like i wanted to get him the ipad for so long but he kept shrugging it off - it's just an expensive toy and he wouldn't find any use for it. then, for xmas, he gets himself one and he loves it! ugh! i wanted to get him the keurig but he's always like, nah, i don't need it. finally, he gets one and he loves it! grrr. unless it's something sentimental (like a photobook or something), he's so hard to shop for since he's so particular.

he also has a separate credit card so he can buy my presents anytime. he loves surprising me. which makes me feel bad.... technically, i have credit cards that i know he doesn't check. i think i should surprise him with a gift for v-tine's day. lol.

It is easy for me because he never checks our accounts. But usually if it just says "Amazon" or the name of the merchant he wouldn't be able to figure it out anyway.

We have all joint accounts, but we have credit cards that each of us uses most often and pays the bill for each month. My only problem is finding the receipts in his pockets when I do laundry- so I usually unintentionally ruin the surprise.