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@Smurfette: Absolutely. Any debt, whether good (such as school loans) debt or bad debt, is just an extra stress. DH and I probably won't ever be able to pay for our LO's college entirely but we are doing our best to help out as much as we can!
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Forever. I think I was close to $70,000 in debt because I went to a private university. I don't even use my degree. Womp womp.
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@coopsmama: I agree! DH and I want to help out as much as possible. I am so thankful that my parents helped what they could. I went to a private university and came out with $18K in loans, less then the cost of one year. Scholarships helped out a ton too.
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@Ra: If it makes you feel any better, my private university cost my parents no less than 140k and I have never used my degree. I got married two months after graduating and got pregnant a month after that and have stayed home ever since!
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We paid for a couple years and then were able to make a large lump payment. It took about 3 years total.
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I feel like it will take me forever. I'm just starting payments now--they were deferred during grad school and in foreberance the year I was unemployed. This is probably the biggest stressor in my life right now.
I have one that is really small (like 1500) and I have been saving to pay off in one lump sum. Man that will feel good and hopefully keep me motivated to pump every extra penny into my other loans.
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I'm a few months away from paying off my master's degree, so it will have been about 3 years. I'll still be paying off my UG for a few more years, right now it is five years and counting. I paid my masters down more aggressively because the interest rates were higher.
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Probably forever. My goal is before retirement.
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It took 12 years for mine and 10 for my husband's. He had the higher interest rate, so I paid the minimum on mine and put more towards his to pay his off first. The day I made the final payment on mine was an amazing day!!!
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