I know that it will differ greatly, but I really feel like we are getting scammed! Our insurance agent says that we have a really good rate, but I think its a load of bull! For DH and I, 2 cars, standard coverage, we pay $170/month.
We are both 24, so I know that next year when we are 25 it will drop a little, but still.....that seems ridiculous!
What do you pay?
coconut / 8299 posts
We pay around $2000/year for 2 cars. But they're both brand new cars and one is a SUV, which seems to have a higher premium!
bananas / 9628 posts
For our 2 cars ('06 Chrysler Pacifica with a loan on it, so full coverage, and a paid off old '00 corolla with minimal coverage) we 180/month for 10 months a year and nothing for 2. Not sure why, but that's how amica does it. We're both over 25 & I don't have any moving violations or at fault accidents. If we registered them in the next town over, it would go up almost $1,000 per car for the year!
blogger / pear / 1964 posts
We have perfect driving records and insure an '02 Outback and an '12 Outback. We pay about $880 per year. We're both 29.
blogger / wonderful cherry / 21616 posts
we pay $500 every 6 months, we have one car, 2008 with full coverage.
pomelo / 5298 posts
It depends what you consider "standard". In Texas we are only required to have $25K of coverage (ridiculous, I know!).
@MrsBrewer, that seems high to me for your state (I grew up there).
In Texas, with full coverage and limits at 100/300K for our two vehicles we pay about $1000/year. We both have clean driving records and our vehicles are an '08 and '11
kiwi / 691 posts
For a newer SUV and a newer truck, we pay 650 every 6 months for full coverage for both. We both have clean driving records, and excellent credit.
apricot / 468 posts
We are 22 and 26. Right now, I'm not exactly sure what we pay for JUST car insurance, but for us we pay $157 a month for the following:
2001 BMW Sedan, Full Coverage
2008 Honda Civic SI Sedan, Full Coverage
Home Insurance
Life Insurance
blogger / honeydew / 7081 posts
I think we pay close to $2000 a year, and that's with a killer alumni discount from my university. I've heard that Ontario has really high insurance rates though, so maybe that's part of it. We have 2 cars - a 1997 (ancient) Honda, and a 2006 Hyundai Santa Fe.
cantaloupe / 6397 posts
@redsmarties: I think we get screwed in Ontario. We pay $180/month for our 2 cars. We're both over 25, and clean driving records. My friend in Quebec pays what seems like close to nothing!!! I think she said $600 a year???
GOLD / kiwi / 613 posts
About 1200 a year for a 2012 Subaru Legacy. The coverage is quite extensive, though. I did get a 150 dollar discount on the homeowners policy for bundling the car & homeowners insurance together.
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