I'm really struggling. I want so badly to make a decision and be done so that I can enjoy maternity leave.

DH would let me stay home a year but strongly prefers I go back to work. His argument is that continuing to work allows me to continue funding my retirement account (including employer match), gives us extra spending money, would allow us to buy a larger vehicle, would allow us to start a 529, would allow me to maintain my professional certifications, etc.

I'm just scared of leaving LO. My world revolves around him and I feel like I'd be selfish to give up a year with him in order to have a new car, extra play money, a fatter 401k, etc.

How do I get past the guilt? Either way I feel like I lose. If I go back, I lose time with LO I can never get back. If I stay home, DH has all the pressure on him to support our family, plus the financial ramifications. DH was more than willing to support me taking a reduced schedule to work 28 hours a week and I feel like I should honor our compromise and feel like I have the best of both worlds but I'm just feeling awful all the way around.