Hellobee Boards

I was wondering about this too! Hoping someone will share their experience!

My work offers that plan. I declined it last year and I declined this year. Maybe I'll revisit it when I get pregnant and give birth.

I always thought it was just advice and not anything concrete like wills. I will have to look into it.

I think my open enrollment ends yesterday or today.

Yup I've used this before but my plan was through a different company. We used it to create a will and then dropped coverage after that year. We signed up again last year to update our will to include our little one.

I think it can be a valuable service, but be sure to read the fine print. Our plan does not allow you to drop it once you enrolled. So you couldn't sign up for the year, use it to get your basic documents in order, and then drop it the next year. Make sure you get your money's worth!

Question. For most of the legal issues, it says I'm covered. What does covered mean? Will I have to pay for any fees or anything?

ETA: Found the answer:
What does "fully covered" mean?
"Fully covered" means that Plan Attorney fees for the covered matter are paid for by your legal plan. There are no co-pays, deductibles or claim forms when you use a Plan Attorney for covered matters.

@SleepyMonkey: That's a fabulous deal! You basically pay for one hour of an associate level attorney for the full year and get TONS of service if they're doing even just a will.

If yours is that reasonable, @sunshineandsushi:, and you know that there are reputable attorneys in-network, I'd definitely look into it. Another idea would be to call around and ask what a general will package (health care directive, etc) would cost or what they usually charge per hour. That can help you decide if it's worth it to sign up or just pay out of pocket.

@SleepyMonkey: Wow, really? It is a good deal! I was wondering how much those would cost if you got it on your own. My work is offering it for $9/ month, which is way cheaper than my gym membership (that I don't use).

I used to have one of these at my old job, and I am pretty sure that my husband pays for one now. Several of his coworkers have had bad experiences with the quality of the lawyers in the service. So, we only pay for it as backup. We paid our own lawyer directly to handle our mortgage/condo closing last year.

I'm so glad someone asked this question! I was planning on signing up for this at my work as well in order to establish our wills!

Question - since only I work at my company and have this, can I only get MY will set up? My husband would have to pay out of pocket to do his?

@Adira: good question. I would assume that would cover a joint will?

I have the option to enroll in this as well right now. How different is it than if I created a will through Legalzoom.com? Does anyone know why a will created through a lawyer costs thousands and it costs less than $100 through Legalzoom? I assume because a lawyer can give you advice/guidance?

@Adira: For my plan, the website shows which services are covered and who it's can use it (either you or your spouse or dependents). I would check with someone at your work to make sure wills can be done for your husband.

@bluestriped bee: Oh wait, I think I just found it! It says:

"The Plan provides you, your spouse and dependents access to legal services at an affordable monthly fee through convenient payroll deduction. "

So I think that covers Hubs too!