This is more of a PSA for you NY State Mamas.

In NY State almost anyone can qualify for Child Health Plus for your child. There is a minimum monthly premium based on your total household income. We're about middle class and am payng $50/month for LO. Practically everything is covered! Dental, vision, NO copays, etc.

It might not make sense for everyone but for us it does because I'm free under a single plan through work. Then my husband has health insurance through his work. If I had to go to a family plan it would be ~$550/month!!!

Go here for more info:
http://www.health.ny.gov/health_care/child_health_plus/