So I've talked to my husband about this a little bit, but never in much detail. Once our LO arrives, I'd like to work part-time (3 days a week), but my husband would like me to work full-time to bring in some bacon. He's grudgingly agreed that if I wanted to work part-time, I could.

BUT... I'm nervous. I was looking at the numbers today, and they don't fully add up. Hubs and I have a joint account that we both contribute 70% of our salary to. If we continue to contribute 70% to this account, and I'm only working part-time, we won't have enough money to cover all our expenses. I'm thinking we'll need to up our contributions to 80% but ALSO cut back on how much we put into our 401ks and IRAs in order to have enough money for our expenses.

I'm worried my husband isn't going to be a fan of this plan. I'm not really sure how to approach him about it and convince him that this is a good idea and that my staying home with the kids two-days a week will be beneficial in the long run, even those financially, we'll be a little worse off.

Has anyone else had to deal with this? How did you convince your SO that the benefits of you working part-time would outweigh the loss of income/retirement savings? And what ARE the benefits, besides me getting to spend more time with our LO and being less stressed? Will our LO actually benefit from it?