Long story short, I am looking to purchase a body only Nikon D3200 (love the wifi uploading option! I am too lazy for USBs!), and at the recommendation of a fab photog bee, I want to buy the 35mm 1.8 lens. But I cannot find a reputable place to get body only and I'm too scared to buy it off ebay, in case I have preblems later down the road (not sure how long Paypal protects purchases for?)...I see on Adorama that there is a refurbished D3200 with the kit lens for $490 ($100 cheaper than new), and then I would just buy the 35mm lens as well for $200.

What do you think about buying refurbished from a reputable place vs buying new from a place that is just kind of a random online camera shop?