After reading through the recent post about insurance coverage and out-of-pocket costs for pregnancy and birth, I reviewed our insurance coverage handbook, and it looks like we'll be covered 100% after paying $20/visit co-pay and $200 admission fee for delivery. Although it seems that some doctors/insurance only charge a one-time copay at the first doctor's visit, it seems that our insurance charges a co-pay for each visit. So, I am wondering, how many visits are there total? I generally understand that there are few in the beginning and middle, and then more frequent appointments required near the end... but how many total?