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To those of you who live in expensive parts of the country- is it worth it?

  1. MsLipGloss

    GOLD / pineapple / 12662 posts

    @MrsMcD: $200k could actually, physically, be peanuts. It could happen.

  2. mrs. wagon

    blogger / watermelon / 14218 posts

    @lizzywiz: yikes!! that's a scary number

    It was expensive, but we just moved to our dream town that has an amazing public school system. We keep joking that our kids will want to go to private school and we'll have paid these crazy taxes for nothing!! No but seriously, the schools here are really amazing.

  3. deactivated_account

    GOLD / pomegranate / 3938 posts

    @MsLipGloss: Bahahaha. I'm totally trying to envision this...

  4. MsLipGloss

    GOLD / pineapple / 12662 posts

    @MrsMcD: sometimes you feel like a nut, yanno?!

  5. gingerbebe

    cantaloupe / 6131 posts

    We are living in a high cost of living area making commensurate salaries, but are living on a fraction of our income to pay off our student loans. We would honestly love to live somewhere cheaper since we know how to live on so little now, but my parents live in LA which is even more expensive...Sigh. We're thinking about relocating there at some point because they want to be full-time grandparents but refuse to live anywhere else. Oy.

  6. deactivated_account

    GOLD / pomegranate / 3938 posts

    @MsLipGloss: But sometimes you don't.

  7. MsLipGloss

    GOLD / pineapple / 12662 posts

    @MrsMcD: exactly!

  8. deactivated_account

    GOLD / pomegranate / 3938 posts

    @MsLipGloss: Thanks for the laugh, funny girl!

  9. PurplePumps

    pomegranate / 3809 posts

    We live here because my family is all in MA and NYC. It's honestly the only thing that keeps me here. I'd move to an area with cheaper cost of living in a heartbeat if my family did not live here.

  10. birdofafeather

    pineapple / 12053 posts

    we are a 5 minute walk to the beach. so yeah, we could move inland, but i would probably have to spend more money to make up for the fun we have conveniently for free.

  11. Raindrop

    grapefruit / 4731 posts

    @gingerbebe: Can you move in with your parents?

    My in-laws want to be full time grandparents also and are trying to convince us to move in with them... they have a lovely house in LA with 5 bedrooms... 1 acre lot with a huge back yard (their neighbors have actually built other houses in their back yards). They will eventually leave the house to us if that happens (aka they wouldn't split the house among all their kids but they would split all other things). We are not sure... they said well without a mortgage I could be a stay a home mom too! They really want their grandkids near them. Haha.

  12. Mrs. Lemon-Lime

    wonderful pea / 17279 posts

    We live where we do because of my job. We were LD and I wasn't willing to relocate to his city or his dream city. He was able to transfer with his job. We could have purchased a home that was less expensive, but that would have meant a house that didn't look nice on the inside or a less desirable neighborhood.

  13. lizzywiz

    persimmon / 1178 posts

    @PurplePumps: regarding the other thread, with the poll? My perfect income would allow me to visit places like the NYC area annually. I probably wouldn't move to such a large city but it would be nice to have access when I wanted.

    It is interesting about Phillip S. Hoffman's request that his children be raised in a major, culturally rich city. He clearly felt the benefits were enormous as he wrote them into his will.

    I guess I couldn't separate the idea of financial stress from the idea of living NYC style, but it sounds like it is just different numbers, the same budgeting.

  14. BKCaribBaby

    pear / 1672 posts

    I haven't read the rest of the answers in the post, but here is my answer:

    -I grew up here, and this is where I feel most at home.
    -I'm an immigrant, and this is where my mother moved. She moved her in part because this is where close family friends lived. Also there are a lot of culturally similar people here, which I appreciate.
    -DH's job. His line of work is really centered here. You can't really do it in other parts of the country or at least there are very few opportunities to do it.
    -My friends are here. I'm an only-child, so I like being close to my friends.
    -It's racially and culturally diverse. This is very important to me in a place to live. I understand that it's not for others.
    -Based on what I've skimmed from previous answers I agree: I love the cultural offerings, eating possibilities, public transportation, being able to walk, etc. that this place provides.

    All very personal and particular, I guess.

  15. gingerbebe

    cantaloupe / 6131 posts

    @Raindrop: My parents' house is way too small BUT they keep trying to sweeten the pot. The last offer was to sell their home and give us the proceeds to buy a home down there while they move into a senior apartment. I'm not sure how much their house would net in a sale and even then, I'm not sure if we could afford the mortgage anyway with our current student loan payments, but it was shocking that they even offered.

  16. looch

    wonderful pear / 26210 posts

    I grew up here, left and have returned. Why? Because my family is here. I will never live anywhere that is not close to a large metro area....why? Because that is where jobs are. Unfortunately, there are hubs for every major industry in cities around the world and the saying usually goes that the further you move away from the hub, the less a company is willing to pay for the human capital.

    I lived abroad, THAT is expensive. Two chicken breasts cost about $12. They don't use coupons.

  17. lisa1783

    apricot / 457 posts

    There are more job opportunities here and the pay is higher to offset with the cost of living premium. There's racial and economic diversity in daycare he goes to so he'll grow up understanding that everyone has a different position in life and hopefully help with him understanding how lucky he is. There's museums and zoos and beaches and close to NYC for big big city experiences and he's close to family.

  18. Raindrop

    grapefruit / 4731 posts

    @gingerbebe: I think grandparents will do a lot to be near their grandkids and of course their kids. My in-laws are cute... they have offered to sell their house and move to the bay area was another deal they want to make but I think they like it too much in LA to commit to that.

  19. rachiecakes

    coconut / 8279 posts

    Living in the city is everything I ever dreamed of as a kid.
    My mother didn't drive, was a SAHM and my father worked a real blue collar job to give us everything he could. While I appreciate everything they did for me, I was always wanting more. I wanted to meet new people and try new things, I wanted to be able to hop on a train to anywhere whenever I wanted. I wanted to walk out my door and have everything available to me.
    I love it!

    I know we'll have to leave soon, when J starts school and especially if we decide to have another baby because our income just won't stretch that far. But I think we'll be the couple that sells the house when we're empty nesters and move back to a city apartment.

  20. psw27

    pomelo / 5220 posts

    We stay here because of DH's job. He is on a really good path and enjoys his job. If that path changes, we would likely move because we have 0 family here and it is very expensive.

  21. catlady

    grapefruit / 4988 posts

    I love my city, but there are only two reasons to me why it is really worth living here. The first is that DH's and my families are both nearby. The second (possibly more important) is that DH and I both have good jobs here, which is tricky for us because we are both in pretty specialized fields, so we definitely can't just go anywhere and easily find a job.

    I will admit that whenever we talk about retiring, we think about other areas of the country and not here.

  22. namaste

    persimmon / 1313 posts

    We don't live in an expensive city but we live in a very expensive town in that city where $200k will get you a 2/2 condo at the most. We live here currently because;

    - It's the only place I want to live in this state.
    - We're rooted enough in the community where I'm comfortable being here and raising children here.
    - I just like my town and being close to my friends who have doubled as family over the past four years.

    We could move anywhere at any time. We own a business and DH can get a job anywhere since he works in a very desirable field.

  23. mrsjazz

    coconut / 8234 posts

    Although I have dreams of leaving NYC, I know that we never will (unless the sea levels rise really quickly )

    --This is my hometown. My family is here. Most of my close friends are here. DH also has a lot of family here (his family is originally from here though he was raised in the South).

    --It's incredibly diverse. I live in a neighborhood where there are too many countries to list here that are represented. I love the diversity. There are a lot of people who look like me in my city. It's important for me that LO grows up in a place where she is not the only one of her kind, not othered into some sort of exotic creature. Not the only one in her class, in her school (though this can happen in the city, too).

    --I don't drive. This is actually a pretty BIG one for me. There are only a few places I could live in the country anyway because I don't like being in cars. I try to avoid them like the plague. I won't find a public transportation system like ours anywhere else in the country.

    --DH has tenure. He is doing his dream job and will basically be guaranteed that dream for life. Teachers are being laid off across the country and he's pretty set.

    --As a creative artist, NYC has one of the best scenes for arts & culture. There's so much that I was exposed to and that LO will be exposed to that she wouldn't get elsewhere.

  24. littlek

    GOLD / squash / 13576 posts

    @Weagle: we thought about moving to ATL to be closer to family but the job market is soooo good here and so much to do, we decided to stay.

  25. raintreebee

    pear / 1531 posts

    I live in NYC. I recently watched House Hunters International. The broker from Paris told an American couple: "Life isn't about space; life is about happiness." Lol. I do think NYers see the city as an extension of their apartments. We get outside A LOT, and this makes the indoor space more manageable. When it's 55 degrees out in March, I still always see people having dinner/coffee outside, etc. So if you are willing to deal with a small space, the other costs of NYC aren't so overwhelming.

  26. hotchildinthecity

    nectarine / 2272 posts

    @raintreebee: so true. I like living in a small space. We dont accumulate clutter and things we dont need. Its cozy and comfortable for me in a small space. There are lots of parks and outdoor space in nyc as well.

  27. skibobrown

    pomegranate / 3388 posts

    @blackbird: I know what you mean. Cornfields. So many cornfields.

    DH and I grew up in the Boston area, and we miss everything about it except the absurd cost of real estate. Family, friends, the beach, the mountains, the diversity, the cultural experiences, the food(!), the high quality public education. We have a good life right now in Iowa, and we are trying to love it. I think the biggest challenge for us right now is that many of the people we meet do not have the global perspective that we are used to. It makes it difficult to connect with people. Things I do love about Iowa are the ease of living, the low cost of living in a beautiful home in a beautiful neighborhood, the safety, and how friendly people are.

    I can't pretend we wouldn't jump at the right opportunity to move back to the east coast, but in the meantime we are trying to be happy where we are.

  28. mrsjazz

    coconut / 8234 posts

    @raintreebee: @hotchildinthecity: True. I don't mind small spaces. Whenever I watch HGTV I'm amazed at the space people have. We do want to move to a bigger apartment, but more like 950-1,000 sq. ft. That's huge to us!

  29. oliviaoblivia

    pineapple / 12793 posts

    I need a lot of stimulation and love the diversity a big city offers. We're in the middle of no where right now on vacation and spent forty minutes last night trying to find ice cream. At home I could have ice cream with in a hundred yards. It's the simple things.

  30. Mrs tartan

    kiwi / 656 posts

    Just because this is where our base is, all our friends, family and jobs are within commuting distance. We bought our house as our forever house.
    If I could live the same life a bit cheaper, would I? Of course, but it wouldn't be the same lifestyle as we have now, so we make do with paying a slightly more expensive mortgage.

  31. hotchildinthecity

    nectarine / 2272 posts

    @mrsjazz: we've never lived in bigger than 550 square feet and now we're moving to 850 and it seems HUGE.

  32. MrsKRB

    nectarine / 2465 posts

    It's all I know! I also feel like if I were to move to a less expensive part of the Country, I wouldn't be making as much, so then it would kind of balance itself out?

  33. ShootingStar

    coconut / 8472 posts

    We live outside of Boston. DH grew up here and I moved here in grad school for an internship and stayed on. We debated leaving because of the cost of living, but I work in a really specialized field. I can easily find a job in only select areas of the country - Boston, San Francisco, or in the Research Triangle part of NC. SF is WAY more expensive, and NC is pretty far for us with no friends or family. My parents are close-ish at 3 hours away and all of DH's family is here.

    I could maybe find a job somewhere else, but without a lot of jobs in my industry in that area, I'd be stuck there forever. If I got laid off it would catastrophic because there would be nowhere else to work.

    I also love a lot of things about Massachusetts. Close to the beach, close to the mountains, close to Maine and not too far from NY. I also love the liberal culture. I love that this state supports gay marriage and government sponsored healthcare (including IF benefits). I wouldn't feel comfortable in a place where most people didn't support gay rights, or where I'd get asked all the time if I've found Jesus. Or where carrying guns was the norm - I am vehemently anti-gun. So anyways, I fit in here. It sucks that it's expensive, but it's hard to pick up and move your life.

  34. JerricaBenton

    pomegranate / 3872 posts

    It's all relative. Things are expensive here, but we make more money here. We have friends in less expensive areas of the country who live similar lifestyles as far as their home and being sahms etc. but make and spend a quarter of what we make and spend. The benefits for us are being in a cosmopolitan area, close to major cities but 5 minutes from the beach, nice upscale shopping, restaurants, culture etc. In many industries there's just straight up more money to be made in upscale areas.

  35. Mrs.Pinecone316

    persimmon / 1316 posts

    Do you mean 200K as in income a year being peanuts or 200K being peanuts when it comes to buying a home?

    200K would be a great salary where I live but you couldn't even find a 1 bedroom condo for 200 K.

    I live somewhere very expensive. Its a place where people come from all over to vacation, the weather is great, tons to do. But for me, I live here because I was born and raised here. It is incredibly frustrating to make decent money and still be a renter because its too expensive for us to buy a home that we would actually be happy owning. I love my job and all my longtime friendships and up until a couple years ago my entire family lived local but now as my family keeps moving out of state to live in more affordable places that is something my husband and I will be considering once we start our own family.

  36. Pancakes

    nectarine / 2180 posts

    We are here for DH's job, but I love it here. I love the opportunities that are available for LO that did not exist where we lived in the southwest. I love that we have so much to do on weekends: restaurants, events, museums, parks, etc. Sure, we have a tiny backyard, but we have multiple parks within walking distance and more if we're willing to get in the car and drive 10-15 minutes. I SAH right now and we would be a lot more comfortable if I was working, but it's worth it for me to be able to have these experiences.

  37. NovBaby1112

    grapefruit / 4066 posts

    We live in suburbs of Boston, but I'm originally from Midwest. Went to college out here, and then met DH, and stayed because he is from around here. I love being near the ocean, mountains, close to all different states, and it just seems like there is so much more to do here than where I am from. Sure, if we lived in Midwest we could get a house for like 300,000 cheaper (!!!) but I'm sure salaries are lower as well. There will also be more opportunities for LO and future LO's here as well. Another point DH brings up often is if we live in an expensive high cost area now, pay off our home in 20-30 years, we will have a nice chunk of change to move somewhere like SC or NC or another lower housing cost area to retire.

  38. hummusgirl

    persimmon / 1233 posts

    When you do the math, it may not be quite as different as it seems. We're moving from NYC to a cheaper area soon, but we'll have to buy two cars (+ gas + insurance + maintenance). Plus where we're moving, most people own houses which means home maintenance, mortgage, yard upkeep, heating and cooling a larger space. Not to mention, as others said, salaries and opportunities in general are bigger in a bigger city.

    We're moving because of family and weather (it's freezing here - I could see my breath in April and that is not ok!) but damn I will miss the parks, people, public transit, culture and food a LOT.

  39. lamariniere

    pineapple / 12566 posts

    I grew up in a small boring town and left for big (expensive) cities as soon as I graduated HS. I love the diversity and entertainment and of course, economic possibilities. For me, that's worth more than having my money go further in a less expensive city. We currently live in a fairly expensive city, especially compared to neighboring countries, but my husband's job brought us here.

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