I am so frustrated right now. I started working for my company in February of this year, found out I was pregnant in June and due January 2016. The representatives from our company's insurance provider had come to our office in May to have us sign up for whatever new policies we chose and I, not even knowing I Was pregnant, I signed up for short term disability. Had my pregnancy confirmed in June and have been thinking this entire time that when I take leave in January I will be covered. Only to find out today that I won't be. Because, apparently, even though I signed up for the policy in May, it did not technically start until July and I confirmed the pregnancy *8* days prior to the start of the policy. Eight days! I cannot even deal.

Then I have a near heart attack when HR tells me I don't qualify for FMLA because my due date is - get this - 8 days before my 12 month mark. Fortunatly, I qualify for union leave, but I have no idea what I'm going to do now without the short term disability. I have about 3 weeks of sick/vacation that I can use, but after that it will be all unpaid. My husband is a stay at home dad and I'm our only source of income. He is filling out an application for disability as he is legally blind, but that is going to take longer for approval. I'm just hoping our tax refund kicks in at this time. With DS I was only able to take off 4 weeks before going back to work and, at this point, I can't even imagine doing that. This job is so much more high stress (I'm actually on track to get terminated which is an entire other story and with this luck...) and I've already been so depressed during this pregnancy the thought of not being able to stay home and bond with this baby is crippling me right now.

And now HR is saying that if I take off longer than the 3 weeks of paid leave I could lose my insurance benefits completely. I'm going to lose my mind.

Vent. Vent. Vent.