If you have a vacation savings account of some sort, where do you keep it? We have a regular savings, Christmas club and online savings for emergencies but I'd like to set up something specifically for vacations. We have never been on a vacation as a married couple or even a family, and would like to make that a priority in a few years. We would definitely need to start saving now to even make it possible. I would prefer something out of site out of mind.

Any ideas on how to start something like this where it's a little harder to dip into?