Hellobee Boards

Daycare, car loans, boat loan...we have refinanced the cars/boat a few times to get a lower interest rate and that helped quite a bit. We recently cancelled cable and are saving over $70 per month by doing that. My final student loan will be paid off next month, so I will be using that money to double up monthly payments on some of our loans.

Food (groceries, not going out to eat, which we rarely do.) We could definitely pare it down if we absolutely had to, but my husband works out a ton and eats a ton, and I prefer to buy higher quality meat and produce and organic products where I can. If we ever need to tighten our budget we'll cut down on the grocery bill though.

Also, right now, school tuition (for me, past 2 years was for DH). I think of that more like an investment though and we're not to the point where we need to take out any loans...

Food - especially eating out and ordering in. It's a problem. I currently blame it on having a newborn. Who feels like cooking?

It used to be food but we started shopping at Aldi and literally cut our weekly bill in half from what we were paying at places like Walmart and Giant Eagle. No joke! I think gas is a big expense for us but we both drive far for our jobs.

Right now 1k a month on our car until it's paid off. 6 more months! Also we eat out too much and spend 1.5-2 of our budget at Costco every month. It's kind of new since I'm flexing to SAH so it needs some adjustments- I'm going to revisit it in another month or two.

Daycare and food

food!

Daycare, groceries, and eating out.

Daycare, then student loans, then food. But daycare is the killer. When LO was in the infant room, it was almost the same as our mortgage.

Daycare (aka, more than one of our mortgage payments lol) and food, which is nearly as much as daycare. Two things I'm not willing to cut on because quality rules on both, and the costs are what they are.

Daycare and food!

Food:/ I'm making my grocery list now and cringing. Of course it includes things like pet food, wipes etc. basically shopping for necessities.

Daycare, then food.

Probably food/household goods/baby supplies. I can never leave the store without spending at least 100$.

Gas, phones, insurance & hydro are next, but they're pretty much all in the same ballpark.

Food!! We have a big family, so it's expected but still!! I'm at Costco almost weeky!!!

@youboots: Have you been to Cash & Carry? There's one in Beaverton and Clackamas, they cater to restaurants, but meats are quite a bit cheaper than Costco.

Car loans and student loans

Last few months, it's been my student loans because we're trying to knock them out so we're sending every extra cent to them. $6000 until we're debt free! So once that's gone, we'll have so much extra money in the budget.

@Mrs. Peanut: We LOVE Aldi! We've been tracking the difference in our spending, and we save $50 to $100 a week shopping there!

daycare, student loans, car payment. All a thorn in my side! ha