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Definitely eating out. It's so dang convenient and "inexpensive" ($10-$20 for all 3 of us) until you eat out 3-4x a week here and there, then get your credit card bill and you're all like
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@Alivoo01: Thats exactly us! Oh, we will eat out "cheap" like Chipotle. But it still adds up!
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So I need to get back to YNAB for September so I was playing with some numbers.
60% of our take home income is spent on Mortgage (22%), Daycare (20%), Car Payments (8%) and utilities bills (10%).
So although food does seem like a lot of money, its really only about 10% of our take home.
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Daycare
Dogs - dog walker, food, boarding when we go out of town, and vet bills for two dogs is SO much money especially one of our dogs has recently had some major health issues
Food -
Besides mortgage/car payment...
FOOD! Groceries and eating out. And it will be daycare soon enough!
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Food!
In my quest to eat healthier the bill has risen a lot! Its expensive to eat healthy
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Medical bills.
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Daycare. It's manageable with one kid. With 2 it's going to be like another mortgage payment.
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@StbHisMrs: I have not but I'll check it out. We get a 1/4 beef as needed so it's rarely meat. More just random good deals last time it was air filters and a feather pillow. Oh Costco.
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Our transportation cost is really high. No car payments but we have monster commutes up and down a tollway each day. Leads to more gas, more tolls, and more maintenance.
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We don't have kids, or in sure it would be daycare. FOOD is definitely the biggest budget buster for us. I especially hate when we buy healthy and then eat out and it goes to waste.
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Food!
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51 comments