Looking back, I'm amazed at how I paid such high rates on my credit cards when I was younger! Credit cards really helped me bridge the gap between college and my first job, and then after that I just stopped using them completely.
I had a ton of student loans, but the interest rate on those was actually surprisingly low. I have yet to buy a house though, so no mortgage interest rates to report.
What interest rate do you pay on your debt?
papaya / 10343 posts
Our mortgage is 4.25%. We have 4 student loans between the two of us, with interest rates from 4.9-8%. Our cc interest rates are higher I think, but I don't know/care because we only use them for points and pay them off every month.
clementine / 838 posts
Our mortgage is 2.85%. CC is crazy high 16% I think but we dont use it much We have a small vehicle loan and that is 4.5%.
cantaloupe / 6017 posts
my consolidated student loan is at 6.2% I believe? That's what I remember without checking....it sucks. I'm on an income based repayment plan currently, so I'm not making a dent in them at all. Someday....
I don't have an credit card debt, we own both our cars, and haven't bought a house yet. I'm not sure what the interest on my husband's student loans is.
nectarine / 2690 posts
Mortgage is 5%. Car loan is 3.24%. Credit card I need to call and see if they'll lower it. Its embarrassing.
kiwi / 548 posts
We are pretty lucky in this department...mortgage at 2.625% (7 year ARM, not a forever house), car loan at 0% and student loans at 1.75%.
wonderful pear / 26210 posts
Car loan 0%, mortgage is around 3.75%, no student loans, no credit card debt.
hostess / papaya / 10540 posts
We pay our credit cards off every month, otherwise we would be paying like 19% interest. The only debt we have us our mortgage and the rate is a bit above 4%.
pineapple / 12234 posts
Mortgage at 3.25%, car 3.5% and cc....28% (gap card which we will transfer to a new card with lower balance ...eta, meant interest. Wish I could have a lower balance!)
pomegranate / 3809 posts
Mortgage fixed at 3.375 for 30 years, and 0% on our car for 5 years, which is the only reason we took out a loan instead of just paid for it in full.
clementine / 995 posts
Car loan is 1.99%.
Student loans are around 5%
We do not have any credit card debt, and we do not have a mortgage (we rent).
coconut / 8483 posts
No CC debt. But I think the rate is crazy high like 19% or something? We wouldn't use it for borrowing, for sure!
DHs truck is just under 4% I think
Mortgage is fixed at 3.4%
GOLD / papaya / 10206 posts
Our mortgage is variable at Prime + 0.5% (currently 3.5 I think?)
My car is 0%
DH's car I have no idea, it's a lease though.
CC is 8%, but we don't carry a balance.
Line of credit, I don't know, but again, we don't carry a balance
persimmon / 1128 posts
Our mortgage is a fixed 15-year at 3.4% and a car loan at 1.99%. We have no other debt, but the rate on our cc is 7.99%.
coconut / 8475 posts
None other than mortgage 3.0% for 15years and we are in our 5th year.
GOLD / wonderful apricot / 22276 posts
Mortgage is at 3.5% and car is at 3.25% considering our age, I'm happy with both of those!
nectarine / 2220 posts
Just a mortgage fixed at 2.85%. My credit card interest rate is something crazy like 19%, but we don't carry a balance so it's fairly irrelevant except those couple occasions that I forgot to pay the bill...
GOLD / eggplant / 11517 posts
Student loans are between 2 and 6%
Car is 4% i think
House is 4.25%
bananas / 9229 posts
Mortgage is fixed at 4.25%. No CC debt. Student loans vary from 0.1% (I kid you not) to 6.25%.
honeydew / 7303 posts
Mortgage at 3%, dhs student loans are 2 ish %, my student loans are 6.3% :(, and cc at 0%
pomegranate / 3113 posts
Mortgage is 3.875% (30-year fixed)
Student loan is 1.625%, I had others that ranged up to 6.5% but they're paid off
CC1 is 9.9% and CC2 is 14.9% but I pay them off every month so it doesn't really matter
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