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Car! My family says always start with the the smaller debt. The faster pay off will get you excited to pay off the next.

Car, assuming you still get a deduction on the student loan interest, otherwise highest interest debt.

For me, it would depend on how much money you're able to throw at the debt.

If you can pay something off entirely, I would start with the car, then move on to whatever student debt has the highest interest rate.

If you're only paying toward or paying down debt, I would start with the smallest debt (which i guess is still the car) and work your way up trying to pay off loans in entirety before moving on to pay more on the bigger ones.

I phrased it that way because with the range of rates on your DH's loans, I don't know if the rate is variable or if it's a number of smaller loans at different rates.

ETA: I just reread and saw that you'll be purchasing the house in your name only. In that case, I would focus more on the debts that have your name on them, but then generally follow the same principle.

I would pay off the car first.

Also I heard from my co-workers that when you are applying for a home loan they don't look at your student loan debt. I didn't have student load debt so I can't confirm this... but maybe others can?

I know they say highest interest rate first but I always had more luck with smallest debt first. The sooner one is paid off the more money you have to throw at the others.

@gotkimchi: Not to thread jack, but did you refinance private or federal student loans? And through what company? TIA!

@gotkimchi: Thank you!!!

@gotkimchi: I definitely will, thanks again