Hi All

DH and I are TTC our first child and we're using this time to get all our ducks in a row, as the saying goes!

Financially, we're doing a lot better than most of our friends in that we own our own home and are not in any debt - but we hardly have any savings now (we spent them on the wedding and deposit for the house earlier this year). We're comfortable at the moment - but we need both of our full time incomes to cover the bills and the mortgage....

I get 3 months fully paid maternity leave, which goes down to half pay for the next three months. Realistically, I need to be going back to work when future LO is about four months old.... but.....

1) Wow, how expensive is childcare?!! It works out to about £700 a month!! That's more than my mortgage!! We simply cannot spare that much.

AND

2) I can't bear the thought of it! I want to be with my LO and watch him/her grow. If I go back to work, I wont get in until 6pm - so I'll only get about an hour a day with my LO before bed time.

Potential Solution:

Yesterday, I discovered that my employer has a working-from-home policy that enables staff to request to work permanently from home if you have to care for a relative or a child. My dad is really sick at the moment and so I've agreed with my manager a month's trial period in which I'll work from home 3 days a week and from the office 2 days a week. I'm going to work like a demon this month and show that I'm 200% more productive from home - then I'm going to request to make the permanent change....

If I worked from home for 3 days per week, my mum could have my future LO for 2 days per week and, in return, we'd pay her the going rate for 2 days, which is just enough to top up her pension so that she can finally retire!

Sounds like a perfect solution, right? But now I need to run this by you Bees and ask - is it doable? Being a mum is a full time job anyway - could you combine it with another full time job 3 days a week?? It will mostly involve email correspondence, writing reports, strategies etc. I will have to make some phone calls but I can save them for my two office days...

Any advice/stories gratefully appreciated - we're still weighing up our options! Thank you!