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@Grace: they wouldn't. But I got my permanent residency in December so they are reevaluating. It's been a huge pain in the butt.
@woodentulip: you're telling me. Don't get me wrong, I feel so fortunate that we can do it, but it's an ungodly sum that could be put to better use.
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almost 25%, $225K. Living in the city is painfully expensive.
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Ah! Some of these down payments would buy an entire NICE home where I live! Killer!
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One more reason I love where we live, we have a USDA Rural Oregon Housing loan, it's 100% funding as long as you buy in the right area.
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15k down and kept 15k in savings and used 10 of that for a new ac/furnace. Have a 15 year mortgage.
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First house we put nothing down. I just had to finish paying off my car first. When we refinanced we put 10% down.
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We rent, but are saving so we can eventually pay 100% cash. I would not consider a down payment of less than 20% because of PMI. The numbers don't make sense for us with PMI.
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20% to avoid PMI.
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20% down for a bay area home
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48 comments