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Did your parents pay for your education?

  • poll: What education did your parents pay for?
    They completely paid for private school before college : (27 votes)
    11 %
    They completely paid for college : (72 votes)
    28 %
    They completely paid for grad school : (14 votes)
    5 %
    They paid for some; a minority of the total cost : (55 votes)
    21 %
    They paid for some; a majority of the total cost : (34 votes)
    13 %
    They did not pay for any education : (55 votes)
    21 %
  1. NavyRN2012

    persimmon / 1447 posts

    I was on partial scholarship- which didn't cover summer semesters- so they paid for the 3 summer semesters I attended.

  2. jape14

    pear / 1586 posts

    My parents didn't pay for college. I have a lot of loans from undergrad, but I completed a PhD program so no loans from grad school (I got paid instead). When I consider that my great undergrad education got me a paid-for PhD, that makes me feel much better about the large student loan balance I'm currently tackling!

  3. mrscobee

    clementine / 903 posts

    I said they paid for some (a minority)? Because I had a pretty substantial academic scholarships to a public institution. The deal growing up was always that they would pay for me to go to college at any state school of my choice (or the equivalent amount at a private school where I would have to cover the rest). I think this arrangement worked out very well - very generous, yet not agreeing to pay for everything no matter what the amount! Scholarships were viewed as a benefit to them and a way for me to help them, so I received no additional personal financial benefits (even though my parents got off the hook with having to pay full state tuition for me). I still thought this was fair. I am very grateful for what they did for me, because as a result, I have no student loans.

    Interestingly enough, my DH's parents paid for some of his school and all of his sister's school (far more expensive for his sister). This was because my DH played a sport and then quit in college. I considered this a form of attempted manipulation.

    ETA: I went to public schools all the way through high school.

  4. Dandelion

    watermelon / 14206 posts

    My parents paid half of the difference after scholarships.

  5. Mrs. J

    pomelo / 5132 posts

    My parents sent all three of us to Catholic elementary schools and high schools, which they paid for, and then they partially paid for college. My scholarship covered most of the rest; I paid for some books and for my study abroad program. I also lived at home, so had I lived on campus, I would have had to pay room and board.

    ETA: I really am still amazed that they were able to do that...my dad NEVER thought we were going to private school, so paying for that sucked up college savings. And it's not like my parents make mega bucks...my mom's a hair dresser. My dad is just one of the best savers I've ever met.

  6. PrincessBaby

    cantaloupe / 6610 posts

    Nope. I had a scholarship and I worked full time my junior and senior year at school. I came out with zero student loans. It really sucked then but I'm better for it.

    It actually made me realize how much I HATE being poor, and how I didn't want to live like that. EVER. So a lot of my internal drive comes from that experience - handing in rent checks and praying it wouldn't clear for a couple of days when my paycheck went through- combined with my parents living paycheck to paycheck most of my life. I was just really sick of it, and I wasn't 100% positive of what I wanted to do for my career, but I knew I wanted to make money and not be poor anymore.

  7. CakeLady

    pear / 1657 posts

    I went to public schools all the way through high school. Then, my parents paid for all of undergrad, and gave me a little help with gradschool though my savings, a fellowship, and working as a TA paid for most of it. I am incredibly grateful and hope to pay for undergrad for my child(ren).

  8. avivoca

    watermelon / 14467 posts

    They paid for two semesters of undergrad, but after my scholarships and grants, that only amounted to about $800 total.

  9. ineebee

    pear / 1580 posts

    They paid almost all of undergrad and all of grad. =\

  10. youboots

    honeydew / 7622 posts

    Yes. Between my parents, grandparents and scholarships. They also paid off my husbands student loans after we got married.

    We will pay for in state college tuition & room and board for T and future children.

  11. chopstixwife

    cherry / 106 posts

    Taxpayers paid for my college education though Pell and Cal Grants plus university grants plus scholarship. We were poor. I also did take out a small student loan. I worked part time throughout college and that paid for living expenses. After I graduated my parents gave me $500. Student loans were paid off within a year of graduation. Husband's divorced parents didn't lift a finger to help him with tuition but luckily maternal grandpa paid for all five years but he worked part time for living expenses. We will pay for all three kids college but not grad school.

  12. Miss Ariel

    nectarine / 2210 posts

    My parents paid for a majority of college but none of grad school, so I voted for a minority overall. I graduated from college 9 years ago and grad school 7, and still have about 2 years left before it's all paid off.

  13. wrkbrk

    pomelo / 5084 posts

    @mrs. wagon: Wow, I am surprised by the results! My parents did not pay for private high school, college, or law school. They did pay for incidentals like plane tickets home, so I chose "they paid for a minority."

  14. JennyLayneAZ

    nectarine / 2690 posts

    I went to a local community college (so, way cheaper obviously) but I paid for the majority of it myself. I think they may have paid for 2 or 3 classes for me.

  15. MrsSCB

    pomelo / 5257 posts

    They covered undergrad, I'm paying grad. Just a few more years and I'll be free

  16. snowjewelz

    wonderful kiwi / 23653 posts

    They paid for 4 years of private college for me!

  17. Ree723

    grapefruit / 4819 posts

    Wow, I'm surprised how many people's parents paid for their college education! My parents paid some, no idea how much, and I had lots of scholarships, but I still finished with $17K in loans from a public university, and I thought that was great! My parents wouldn't have contributed to grad school at all, but fortunately I got a free ride, plus living expenses, so it was a moot point.

    I had such a low interest rate on my loans (just over 2%), and paying it off each month helped build up my credit rating so I never looked at it as a burden. Also, my required monthly payments were so low the first ten years (I think the first two years it was like $34/month!) that it hardly seemed an inconvenience!

    I have no intention of paying in full for my LO's university education. I certainly intend on helping out where we can and will save to make a generous contribution to their tuition, but I think part of becoming a mature adult is taking on adult responsibilities and becoming more financially independent.

  18. travellingbee

    hostess / papaya / 10219 posts

    I had a lot of my undergrad cover by government grants for low income and the rest was covered by loans. I came out of undergrad ok though since I worked throughout, was an RA to cover my living expenses for part of the time and did work-study programs. The big loans were racked up in grad school, unfortunately. After I finished, I deferred a while and then my grandparents helped me pay my loans for the first 5 years. Now I'm married and paying them. Unfortunately, my parents weren't financially stable enough to help me.

  19. Mrs.KMM

    grapefruit / 4355 posts

    My parents paid for six years of private school before college (after realizing that our public school was terrible and I was learning absolutely nothing).

    They also saved up enough money to fully cover my education at a public in-state college. I went out-of-state and won scholarships to cover the rest of the cost difference.

  20. Charm54

    cantaloupe / 6885 posts

    Between my parents and scholarships my tuition was covered for BSc and my BEd. Tuition is significantly less here in Canada, though.

    I was an RA which paid for my room and board, and my summer job covered my spending money. my masters I paid for by myself but by then I was working full time so it was doable. Very grateful I was able to graduate debt free.

  21. FannyMae

    persimmon / 1461 posts

    my parents paid my school fees for high school (private independent), and they paid any admin fees/books/travel for university. my uni fees are still sitting there (HECS - thanks Aussie govt.) gaining interest slowly until I make enough money to pay for them. I'm sure I'll get around to paying for them when my home loan is low enough that I can tack it on without really noticing.

  22. Andrea

    GOLD / wonderful coffee bean / 18478 posts

    Yes, my parents paid for all private schooling. We are doing the same for our kids.

  23. sandy

    cantaloupe / 6687 posts

    My parents paid for 4 years at a state school for college. They made it clear they could not afford to send me to my top choice school bc it was way too expensive. I was too chicken to go at it alone - a huge regret of mine even though I loved my college experience. Also I am very thankful to my parents for everything they did for me to send me to college on their dime. They didn't pay for any of law school - I took out those loans

  24. Tanjowen

    nectarine / 2521 posts

    Not a bit. Long, weird story, but they didn't want me to attend college and I had to figure out on my own how to apply and couldn't receive any grants either thanks to them. They did buy me a laptop for my birthday about halfway through, so that helped. I paid for my own living expenses too.

    I am incredibly thankful to live in a state (GA) where the lottery pays towards your education if you maintain good grades. I escaped with very little student debt, but worked my ass off full-time and taking a full load of classes. It's very important to me to help LO once he goes to college and I make sure to play the lottery often too

  25. KT326

    pomegranate / 3438 posts

    They didn't pay anything. My dad was a disabled vet so I had community college paid for as long as I lived at home. But once I moved out and started working full time I made too much money so I was on my own. I took out student loans once I transferred to a university.

  26. HLK208

    pineapple / 12234 posts

    No. My parents paid for half of my 3 sisters college educations and they didn't have anything left when I attended. During my last 2 years of high school, I went to community college because it was a free program. Then I paid for the following years (I went part time since I worked) but took a break to figure out what I really want to do.

    We got married and I became a SAHM so I plan to go back to school in about 2 years. We won't take out any loans when I go back. We're saving enough for each child so we'll pay for their undergrad when the time comes.

  27. Mrs. Lemon-Lime

    wonderful pea / 17279 posts

    I went to public school K-12 then my mom paid for my college (room & board, tuition & books) and I paid for grad school w/ employer tuition assistance.

  28. plantains

    grapefruit / 4671 posts

    I grew up in the UK so it is a little different. My parents paid for private school and sent me to boarding school at 11. I went to University for free though because tuition was free in the UK at the time.

  29. gingerbebe

    cantaloupe / 6131 posts

    Technically, my parents didn't give me anything for my education.

    I occasionally got spending money here and there when I visited home and some fun money when I studied abroad, but it was technically money they funneled to me from my maternal grandfather, who is well off. My parents themselves have been poor forever. They did pay my car insurance for a few months my senior year of college and helped me go through the process of shopping for and buying my first car. I went to a private college mostly on scholarships and worked 3 different jobs for my living expenses and came out with a little bit of loans that have since been paid off.

    I went to a public law school on significant scholarships and worked as a research assistant and TA. My parents didn't pay for any of it, but did help me furnish my student apartment. My maternal grandfather also helped with living expenses, which brought down my student loans a lot. We're almost done paying those off.

    DH got zero help from his folks and went to a military academy for free for undergrad. He went on to law school on his own dime, although he did get some money from the GI bill and scholarships. He has significant student loans because he went to a private law school on the East Coast part-time for 4 years. We're still paying those off, but hope to be done in the next 1-2 years.

  30. lemondrop

    bananas / 9118 posts

    Mine paid for most of my undergrad at a state college, I did public school all through. I worked part time for living expenses to take away some of their burden. Grad school was all mine, but they did cosign my loans. My husband's family did the same.

    We're going to pay for the equivalent of state college for our boys, but not limit them if they want to go elsewhere (cosign their loans if needed.) They'll probably be public school too unless we stay in our current area.

  31. Mrs. Toad

    persimmon / 1095 posts

    Parents paid for undergrad. Work is paying for grad.

    DH's parents paid for undergrad and grad. They even offered to pay for my grad.

  32. krispi

    clementine / 911 posts

    I had a scholarship that paid for most of my undergrad. I lived at home most of that time, so they did help me with living expenses. My job is paying for grad school now.

  33. coopsmama

    cantaloupe / 6059 posts

    They paid for my years in private school and my homeschooling curriculum for the rest of k-12 and paid for all of my private school undergrad degree.

  34. Mrs. Pen

    blogger / wonderful cherry / 21616 posts

    No, they didn't pay for my college. I've paid for every penny that wasn't covered by grants (my first degree I didn't get any grants and paid completely out of pocket. I've had grants cover about 50% thus far with my nursing degree).

  35. DesertDreams88

    grapefruit / 4361 posts

    They paid for room and board, but tuition & books was up to me. I didn't qualify for any subsidized loans or grants because of their salaries, and that made me upset because I still to this day believe they could have helped me but didn't. My junior & senior year of high school, they bought an RV, an SUV, and doubled the size of their house... yet there was no money to help me with tuition. Wonder why. Hmmmm. Also, going to college was a non-negotiable in the family, and they didn't bat an eye at the fact that I'd have to take out loans. They told me "debt is the way of life, you can't avoid it."

    I was upset about this during college whenever I had to fill out the FAFSA or take out a new, private loan. I worked 2-3 jobs to pay for about $15K of college and earned about $25K in academic scholarships, but still took out about $55K in loans (stupid me, choosing a private school).

    Sometimes it makes me sad because I feel buried in loans but now I understand that they are trapped by their own financial decisions and habits, which then makes me sadder for them than myself. They have a ton of debt and make poor decisions (my dad just recently took out money out of his 401K to put a down payment on a new SUV.) Honestly, I'm scared about what will happen 10 years down the line when they try to retire.

    I have learned SO MUCH about money management and budgeting bc of my loans. Even though DH & I only take home about $48K a year together, we've paid off $45K in loans in that past 4 years, saved $13K for a down payment for a house, and saved over $20K in an emergency fund over the past 5 years (though most of it has been spent over time, on emergencies). So, most of the time, I have mixed feelings about my loans.

  36. Mrs.Pinecone316

    persimmon / 1316 posts

    I went to an expensive private nursing school. My parents paid for my car payment, books, computer, flights to and from to visit but I paid for everything else with student loans which was A LOT of money. But I am so grateful for what they did do.

  37. Kemma

    grapefruit / 4291 posts

    I went straight into the workforce from highschool and only started distance learning at around 25 and my parents have probably paid half of my course fees.

  38. JenGirl

    clementine / 756 posts

    I went public K-12 for free. I had a scholarship that really cut down my undergrad tuition but my parents paid about 3/4 of my tuition and board and I took the rest in loans. I worked about ~10-15 hr per week throughout undergrad for spending money. I paid for grad school completely on my own, though my grandmother cosigned some of my loans.

  39. Blueberry

    apricot / 342 posts

    Public K-12, worked my way through community college the first 2 years while I lived on my own and paid my own way. I got some scholarships and continued to work through the last 3 years for my bachelors. I never had to take a loan which was awesome. I'm working on a second bachelors now and again, paying for it myself.

  40. SupernovaJ

    persimmon / 1141 posts

    they paid for private schooling for before college ( 3 kids) and all of our private university tuition (whatever scholarships did not cover) and out of state room and board (NYC & DC).

    honestly, i don't know how DH and i will ever come close to doing this and it stresses me out! my siblings and i are incredibly grateful for the sacrifice of our parents. they lived without so many luxuries and saved incredibly hard to do this. great examples.

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