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Do you have separate or joint checking?

  • poll: How are your accounts set up
    All money is combined : (58 votes)
    62 %
    Joint Account for bills and separate account for each : (20 votes)
    21 %
    Completely separate accounts : (11 votes)
    12 %
    Other : (5 votes)
    5 %
  1. marionberry

    pomelo / 5041 posts

    I voted other. We each have our own separate checking accounts and pay bills out of each. He takes the larger ones because he makes more, and I take the rest. This also allows us to have some individual money that we can do whatever with. He doesn't have to ask me to buy Notre Dame wear and I can shop freely for makeup.

    We also have a joint savings account so that if we want to save money for a trip or a house or something of that nature, we can keep putting money in there from either account. I usually have more free cash, so always put some in each pay period.

    I'm also on his account so that I can transfer money as necessary between all three accounts which does happen on occasion. I watched my parents fight constantly about money until they split up their finances, and this system has always worked great for DH and I, so we don't question it.

  2. matador84

    papaya / 10560 posts

    Separate, but a joint account for things for ds. I'd prefer we had joint accounts.

  3. Colee

    cherry / 153 posts

    Separate. He makes more, so he pays larger bills and I pay smaller bills. I agree with @marionberry I like being able to spend money without my husband questioning my purchases and I don't want to know how much he spends on golf junk. But maybe if we were held accountable to each other, we would save more money! But we would also fight more!

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